1305 Shell Ct, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 1305 Shell Ct, Discovery Bay, CA 94505

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,264 sqft · built 1981
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (May 2007)
Tax Bill$8,382 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN004-191-031-6

Property Details

APN / Parcel Number

Primary APN004-191-031-6
Alternative APN
  • 004-191-031

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,264 sqft Living Area
1st Floor Area2,264 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1982
Lot Area9,000 sqft (0.207 acres)
View / LotLandlocked
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1305 SHELL CT
CityDISCOVERY BAY
StateCA
Zip94505-9428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeF1
Legal DescriptionTRACT 4086 LOT 90 EX MR
Legal SubdivisionSUBDIVISION 4086
Legal Tract4086
Legal Lot Number90
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2015
Census Tract304003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1305 SHELL CT, DISCOVERY BAY, CA 94505-9428
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2007 · Amount on Record
Deed SaleMay 25, 2007 · Amount on Record
Prior SaleFeb 8, 2007 · Amount on Record
Deed Document Number2007153851
Prior Transfer DateNov 18, 1999
Prior Transfer Doc0000333406
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1305 SHELL CT, DISCOVERY BAY, CA 94505-9428
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address4373 PORTER ST, FREMONT, CA 94538-2801

Mortgage

Document Number0000194809
DateJul 9, 2021
Instrument2021-194809
Lender
NameCF BANK
TypeBank
AddressCOLUMBUS, OH 43085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$614,946 (+2%) Land $485,131 Building $129,815
2025$8,382.00 (+6.86%)$602,889 (+4.04%) Land $475,619 Building $127,270
2023$7,844.00 (+1.55%)$579,480 Land $457,151 Building $122,329
2022$7,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1980–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DISCOVERY BAY
serves 16,790 people · EPA ID CA0710009
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Matrix Broadband.

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