1305 SE 29th Ter, Cape Coral, FL 33904 Property Records

Lee County property record for 1305 SE 29th Ter, Cape Coral, FL 33904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,377 sqft · built 1979
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (May 2024)
Tax Bill	$7,281 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-44-24-C3-00611.0380`

Property Details

APN / Parcel Number

Primary APN	`31-44-24-C3-00611.0380`
Alternative APNs	`243144C3006110380` `10178340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,377 sqft Living Area
Gross Area	4,359 sqft
1st Floor Area	1,386 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	605 sqft
Patio Area	468 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10178340
Street Address	1305 SE 29TH TER
City	CAPE CORAL
State	FL
Zip	33904-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-W
Legal Description	CAPE CORAL UNIT 21 BLK 611 PB 13 PG 154 LOTS 38 + 39
Legal Range	24E
Legal Township	44S
Legal Section	31
Legal Subdivision	CAPE CORAL
Legal Tract	C3
Legal Block	611
Legal Lot Number	38,39
Legal Unit	21
Jurisdiction	LEE FL
Township / Civil Division	CAPE CORAL
Census Block Group	2
Census Block	2003
Census Tract	10601

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4302 MARTINIQUE CIR, COCONUT CREEK, FL 33066-1482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Feb 27, 2008 · Amount on File
Deed Document Number	2024152450
Prior Transfer Date	Jul 19, 2016
Prior Transfer Doc	0000155256
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	1305 SE 29TH TER, CAPE CORAL, FL 33904-3927
Document Number	0000039720
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1305 SE 29TH TER CAPE CORAL FL 339043927, CAPE CORAL, FL 33904-3927

Mortgage

Document Number	0000039720
Date	Feb 14, 2020
Instrument	39720

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 13, 2030

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Cape Coral City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,824 (-13.31%) Land $293,632 Building $93,192	$386,824 (-13.31%) Land $293,632 Building $93,192
2025	$7,281.00 (+5.34%) Homeowner's exemption	$446,238 (-4.92%) Land $293,654 Building $152,584	$446,238 (-4.92%) Land $293,654 Building $152,584
2023	$6,912.00 (+11.11%)	$469,327 (+9.82%) Land $133,194 Building $336,133	$469,327 (+9.82%) Land $133,194 Building $336,133
2022	$6,221.00	$427,346 Land $111,405 Building $315,941	$427,346 Land $111,405 Building $315,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	17 (1980–2022)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAPE CORAL serves 172,693 people · EPA ID FL5360325
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20