1305 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1305 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,030 sqft · built 1951
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Tax Bill$6,266 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-28-23-43-0103

Property Details

APN / Parcel Number

Primary APN10-28-23-43-0103
Alternative APNs
  • 8184175
  • 212661

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,030 sqft Living Area
1st Floor Area864 sqft
Basement Area416 sqft
Finished Basement416 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1961
Architectural StyleBungalow
Exterior MaterialCombination
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number212661
Street Address1305 SCHEFFER AVE
CitySAINT PAUL
StateMN
Zip55116-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHACKETTS SUB OF B4 LEX PARK 5 LOT 24
Legal Range23
Legal Township28
Legal Section10
Legal SubdivisionHACKETTS SUB OF B4 LEX PARK 5
Legal Lot Number24
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1002
Census Tract36600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1305 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1305 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
Transaction TypeMortgage
Record UpdatedOct 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04910855
DateOct 1, 2021
InstrumentA04910855
Lender
NameHIWAY CU
TypeCredit Union
AddressSAINT PAUL, MN 55103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 30, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,000 (+0.06%) Land $122,400 Building $189,600$312,000 (+0.06%) Land $122,400 Building $189,600
2025$6,266.00 (+8.26%)
2023$5,788.00 Homeowner's exemption$311,800 Land $122,400 Building $189,400$311,800 Land $122,400 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire.

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