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1305 S Abercorn St, Urbana, IL 61802 Property Records

Champaign County property record for 1305 S Abercorn St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 974 sqft · built 2004
Lot Size0.118 acres (5,138 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Jan 2007)
Tax Bill$6,188 (2024)
Deeds & MortgagesSep 2025 Line of Credit
Aug 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN91-21-15-390-017

Property Details

APN / Parcel Number

Primary APN91-21-15-390-017

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area974 sqft Building Perimeter
1st Floor Area974 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,138 sqft (0.118 acres)
Garage TypeDetached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area368 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1305 S ABERCORN ST
CityURBANA
StateIL
Zip61802-4758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 216 SAVANNAH GREEN PHASE 5
Legal Range09E
Legal Township19N
Legal Section15
Legal SubdivisionSAVANNAH GREEN PHASE 5
Legal Lot Number216
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5005
Census Tract5601

Owner

1305 S Abercorn St is owned and occupied by an individual who bought it in January 2007.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1305 S ABERCORN ST, URBANA, IL 61802-4758
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Aug 22, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2007 · Amount on File
Deed SaleJan 29, 2007 · Amount on File
Deed Document Number20072284
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1305 S ABERCORN ST, URBANA, IL 61802-4758
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 S ABERCORN ST, URBANA, IL 61802-4758

Mortgage

Document Number0000014354
DateSep 22, 2025
Instrument2025R14354
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1305 S ABERCORN ST, URBANA, IL 61802-4758
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012000
DateAug 22, 2023
Instrument2023R12000
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueAug 21, 2038
Interest
Rate10.4%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,830 Land $8,910 Building $60,920$209,490 Land $26,730 Building $182,760
2024$6,188.00
2022$5,352.00 Homeowner's exemption$55,450 Land $7,070 Building $48,380$166,350 Land $21,210 Building $145,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1305 S Abercorn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1305 S Abercorn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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