Mille Lacs County property record for 1305 Rum River Ct, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,284 sqft · built 1999 |
| Lot Size | 0.039 acres (1,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Nov 2023) |
| Tax Bill | $2,712 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-776-0010 |
| Primary APN | 21-776-0010 |
|---|
| Building Area | 1,284 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 1,738 sqft (0.039 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Street Address | 1305 RUM RIVER CT |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EIGHTH ADDN SECOND SUPPLEMENTAL UNIT 1 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 23 |
| Legal Subdivision | CIC NO 10 RIVER COUNTRY ESTATES TOWNHOM |
| Legal Unit | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 RUM RIVER CT, MILACA, MN 56353-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Apr 11, 2022 | Warranty Deed, Transfer LENDSERV TITLE |
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on Record |
| Deed Sale | Nov 20, 2023 · Amount on Record |
| Prior Sale | Apr 11, 2022 · Amount on Record |
| Deed Document Number | 2023438858 |
| Prior Transfer Date | Aug 22, 2013 |
| Prior Transfer Doc | A381286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 20, 2023 |
| Property Address | 1305 RUM RIVER CT, MILACA, MN 56353-1769 |
| Document Number | 000A438858 |
| Instrument Date | Oct 23, 2023 |
| Instrument | A438858 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1305 RUM RIVER CT, MILACA, MN 56353-1769 |
| Document Number | 000A438859 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | A438859 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 11, 2022 |
| Property Address | 1305 RUM RIVER CT, MILACA, MN 56353-1769 |
| Document Number | 000A430690 |
| Instrument Date | Mar 28, 2022 |
| Instrument | A430690 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | LENDSERV TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $857.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1305 RUM RIVER CT, MILACA, MN 56353-1769 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 16, 2020 |
| Property Address | 1305 RUM RIVER CT, MILACA, MN 56353-1769 |
| Document Number | A421399 |
| Instrument Date | Nov 16, 2020 |
| Instrument | A421399 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1305 RUM RIVER CT, MILACA, MN 56353-1769 |
| Document Number | A421400 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | A421400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,712.00 (-2.59%) | $228,800 (+3.58%) Land $27,000 Building $201,800 | $228,800 (+3.58%) Land $27,000 Building $201,800 |
| 2025 | $2,784.00 (+4.74%) Homeowner's exemption | $220,900 (+6.05%) Land $27,000 Building $193,900 | $220,900 (+6.05%) Land $27,000 Building $193,900 |
| 2023 | $2,658.00 | $208,300 Land $25,000 Building $183,300 | $208,300 Land $25,000 Building $183,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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