San Luis Obispo County property record for 1305 Ramona Ave, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,552 sqft · built 1975 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-552-001 |
| Primary APN | 038-552-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1305 RAMONA AVE |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 114 LTS 47 & 48 |
| Legal Subdivision | TOWN/EL MORO |
| Legal Block | 114 |
| Legal Lot Number | 47,48 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10703 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1305 RAMONA AVE, LOS OSOS, CA 93402-1840 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 28, 2023 | Intrafamily Transfer, Transfer |
| Nov 10, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2023 |
| Transfer Doc | 0000025313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 28, 2023 |
| Property Address | 1305 RAMONA AVE, LOS OSOS, CA 93402-1840 |
| Document Number | 0000025313 |
| Map Reference | MB A PG 81 |
| Instrument Date | Jun 7, 2023 |
| Instrument | 2023025313 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1305 RAMONA AVE, LOS OSOS, CA 93402-1840 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1305 RAMONA AVE, LOS OSOS, CA 93402-1840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1305 RAMONA AVE, LOS OSOS, CA 93402-1840 |
| Document Number | 0000064808 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020064808 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $124,678 (+2%) Land $22,182 Building $102,496 | |
| 2025 | $4,131.00 (+6.52%) Homeowner's exemption | $122,235 (+4.04%) Land $21,748 Building $100,487 |
| 2023 | $3,878.00 (-2.07%) Homeowner's exemption | $117,490 Land $20,904 Building $96,586 |
| 2022 | $3,960.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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