1305 Prudence St, Jacksonville, AR 72076 Property Records

Pulaski County property record for 1305 Prudence St, Jacksonville, AR 72076

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,574 sqft · built 2024
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$329,900 (Apr 2026)
Tax Bill$3,336 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22J-022-04-026-00

Property Details

APN / Parcel Number

Primary APN22J-022-04-026-00
Alternative APN
  • 1645489

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,574 sqft Living Area
Gross Area3,080 sqft
1st Floor Area1,672 sqft
FlooringWood

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area506 sqft
PorchOpen Porch
Porch Area60 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1305 PRUDENCE ST
CityJACKSONVILLE
StateAR
Zip72076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range11W
Legal Township03N
Legal Section22
Legal SubdivisionKNOTTING HILL PH 1
Legal Block2
Legal Lot Number26
JurisdictionPULASKI AR
Township / Civil DivisionHILL
Census Block Group2
Census Block2032
Census Tract3604

Owner

Source: Pulaski County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1305 PRUDENCE ST, JACKSONVILLE, AR 72076
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2025Deed of Trust, Mortgage · Commercial Mortgage
CENTENNIAL BANK
Apr 30, 2026Warranty Deed, Transfer · FHA Mortgage
DFT2 FINANCIAL LLC
Jan 25, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Deed Document Number202623899
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPULASKI AR
Property Address1305 PRUDENCE ST, JACKSONVILLE, AR 72076
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address377 CEMETERY RD, MOUNT VERNON, AR 72111-9045

Mortgage

Document Number0000010049
DateFeb 28, 2025
Instrument2025010049
Lender
NameCENTENNIAL BANK
TypeBank
AddressBRYANT, AR 72022
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPULASKI AR
Recording DateApr 30, 2026
Property Address1305 PRUDENCE ST, JACKSONVILLE, AR 72076
Document Number0000023899
Instrument DateApr 24, 2026
Instrument2026.23899
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyPROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE OF ARK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$109,955.67
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1305 PRUDENCE ST, JACKSONVILLE, AR 72076
InvestorPossibly a Property Investor

Mortgage

Document Number0000023900,
DateApr 30, 2026
Instrument2026..23900
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPULASKI AR
Recording DateJan 25, 2024
Property Address1305 PRUDENCE ST, JACKSONVILLE, AR 72076
Document Number0000003682
Instrument DateJan 18, 2024
Instrument2024003682
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

AmountAmount Recorded
Tax$1.12
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1305 PRUDENCE ST, JACKSONVILLE, AR 72076

Transferred To (Grantee/Buyer)

NameVerified Name
Address377 CEMETERY RD, MOUNT VERNON, AR 72111-9045

Tax Assessment & Valuation

Source: Pulaski County assessment roll, as of October 8, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyPulaski County
MunicipalityJacksonville City
Unified School DistrictPulaski County Special School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,336.00 (+806.52%)$54,346 (+805.77%) Land $6,000 Building $48,346$271,730 (-) Land $30,000 Building $241,730
2023$368.00$6,000 Land $6,000$271,730 Land $30,000 Building $241,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims23 (1982–2024)
Claims Outside the SFHA6 of 23
Most Recent ClaimMar 2024 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Associated Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 41% of Arkansas
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ARKANSAS WATER
serves 368,455 people · EPA ID AR0000465
Water SourceSurface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Connect2First
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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