Laurens County property record for 1305 Pine Ridge Rd, Laurens, SC 29360
| Property Type | Rural Home |
|---|---|
| Lot Size | 20.4 acres (891,238 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Feb 2022 Re-recorded Document |
| Flood Zone | Zone X (minimal risk) |
| APN | 273-00-00-043 |
| Primary APN | 273-00-00-043 |
|---|---|
| Alternative APN |
|
| Lot Area | 891,238 sqft (20.4 acres) |
|---|
| Street Address | 1305 PINE RIDGE RD |
|---|---|
| City | LAURENS |
| State | SC |
| Zip | 29360-8549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:55 MAP REF:1634-99 A922-9 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 920302 |
1305 Pine Ridge Rd, a rural home, is owned and occupied by two individuals who acquired it in December 2021.
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1305 PINE RIDGE RD, LAURENS, SC 29360-8549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 22, 2022 | Re-recorded Document |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 |
| Deed Sale | Dec 22, 2021 |
| Deed Document Number | 0000163499 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 1305 PINE RIDGE RD, LAURENS, SC 29360-8549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M28080239 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | M2808/239 |
| Instrument | 2022002595 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Feb 22, 2022 |
| Property Address | 1305 PINE RIDGE RD, LAURENS, SC 29360-8549 |
| Document Number | 0D16340099 |
| Book / Page | D1634 / 99 |
| Map Reference | MB A-922 PG 9 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022001735 |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 PONDEROSA LN, LAURENS, SC 29360-7607 |
The 2025 property tax bill for 1305 Pine Ridge Rd was $1,687 with a homeowner's exemption, up 4.5% from the year before.
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,687.00 (+4.52%) Homeowner's exemption | $9,710 (-) Land $250 Building $9,460 | |
| 2024 | $1,614.00 (+44.49%) Homeowner's exemption | $9,710 (-) Land $250 Building $9,460 | |
| 2023 | $1,117.00 (+3,091.43%) | $9,710 (+8,727.27%) | $242,700 (+233.84%) Land $6,200 Building $236,500 |
| 2022 | $35.00 | $110 Land $110 | $72,700 (-76.49%) Land $72,700 |
| 2021 | $309,200 Land $72,700 Building $236,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 Pine Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1305 Pine Ridge Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
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