1305 Overhill Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 1305 Overhill Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,964 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2024)
Tax Bill	$3,635 (2026)
Deeds & Mortgages	May 2024 Sale Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`324F044`

Property Details

APN / Parcel Number

Primary APN	`324F044`
Alternative APN	`6210870`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	6,970 sqft (0.16 acres)
Garage Area	437 sqft
Porch	Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1305 OVERHILL RD
City	SALISBURY
State	NC
Zip	28144-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L20 .16AC
Legal Subdivision	WILLOWS/WOODFIELD
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3021
Census Tract	51302

Owner

1305 Overhill Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1305 OVERHILL RD, SALISBURY, NC 28144-8415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Warranty Deed, Transfer
Jul 11, 2023	Intrafamily Transfer, Transfer
Nov 8, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Apr 23, 2004 · Amount on File
Deed Book / Page	1441 / 546
Prior Transfer Date	Feb 23, 2007
Prior Transfer Doc	0010870740
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 2, 2024
Property Address	1305 OVERHILL RD, SALISBURY, NC 28144-8415
Document Number	0014410546
Book / Page	1441 / 546
Instrument Date	May 2, 2024
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5823 BOWEN DANIEL DR UNIT 1105, 1105, TAMPA, FL 33616-1471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 OVERHILL RD, SALISBURY, NC 28144-8415

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Jul 11, 2023
Property Address	1305 OVERHILL RD, SALISBURY, NC 28144-8415
Document Number	0014260228
Book / Page	1426 / 228
Instrument Date	May 20, 2023
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	739 CLARKSON AVE, DAYTON, OH 45402-5210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 CLARKSON AVE, DAYTON, OH 45402-5210

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1305 OVERHILL RD, SALISBURY, NC 28144-8415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012990560
Date	Nov 8, 2017
Book Page	1299/0560

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1305 OVERHILL RD, SALISBURY, NC 28144-8415
Document Number	0013560185
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 OVERHILL RD SALISBURY NC 281448415, SALISBURY, NC 28144-8415

Mortgage

Document Number	0013560185
Date	Sep 10, 2020
Book Page	001356/000185

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1305 Overhill Rd was $3,635.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,635.00	$303,997 Land $25,000 Building $278,997	$303,997 Land $25,000 Building $278,997
2023	$3,635.00 (+42.44%)	$303,997 (+64.02%) Land $25,000 Building $278,997	$303,997 (+64.02%) Land $25,000 Building $278,997
2022	$2,552.00	$185,341 Land $21,000 Building $164,341	$185,341 Land $21,000 Building $164,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Overhill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Overhill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overhill Rd

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