Fannin County property record for 1305 Old Dial Rd, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 440 sqft · built 1945 |
| Lot Size | 3.87 acres (168,577 sqft) |
| Owner | Trust Name on File |
| Last Sale | $38,500 (May 2001) |
| Tax Bill | $293 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0022 071 |
| Primary APN | 0022 071 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 440 sqft Heated Area |
| 1st Floor Area | 440 sqft |
| Basement Area | 220 sqft |
| Unfinished Basement | 220 sqft |
| Flooring | Softwood |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 168,577 sqft (3.87 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2433 |
|---|---|
| Street Address | 1305 OLD DIAL RD |
| City | MORGANTON |
| State | GA |
| Zip | 30560-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 7-1 LL39 DB1190-662* 3.87 ACS |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 50500 |
1305 Old Dial Rd is held in a trust since May 2001.
Source: Fannin County records, as of January 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 901, MORGANTON, GA 30560-0901 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2001 · Amount on File |
| Deed Sale | May 15, 2001 · Amount on File |
| Prior Sale | May 15, 2001 |
| Deed Book / Page | 393 / 528* |
| Prior Transfer Date | Mar 4, 1996 |
| Prior Transfer Doc | 0241000663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 1305 OLD DIAL RD, MORGANTON, GA 30560-4311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1253/428 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 1253/428 |
| Instrument | 2281180018 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 1305 Old Dial Rd was $293.
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $293.00 | $32,306 Land $27,210 Building $5,096 | $80,766 Land $68,026 Building $12,740 |
| 2023 | $31,779 (-) Land $27,210 Building $4,569 | $79,448 (-) Land $68,026 Building $11,422 | |
| 2022 | $445.00 | $31,779 Land $27,210 Building $4,569 | $79,448 Land $68,026 Building $11,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 Old Dial Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 23 (2004–2021) |
| Claims Outside the SFHA | 8 of 23 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 Old Dial Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 97.3% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
5G and 4G LTE (outdoors only)
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