1305 Nicki Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1305 Nicki Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,268 sqft · built 1977
Lot Size	0.21 acres (9,159 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Jun 2026)
Tax Bill	$4,852 (2024)
Deeds & Mortgages	May 2020 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-36-278-006`

Property Details

APN / Parcel Number

Primary APN	`14-36-278-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,268 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	1,092 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	9,159 sqft (0.21 acres)
Lot Dimensions	130 ft deep x 71 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Deck Area	240 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1305 NICKI DR
City	BLOOMINGTON
State	IL
Zip	61704-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SUBURBAN EAST LOT 42
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	SUBURBAN EAST
Legal Lot Number	42
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1026
Census Tract	1105

Owner

1305 Nicki Dr is owned and occupied by two individuals who bought it in June 2026.

Source: McLean County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1305 NICKI DR, BLOOMINGTON, IL 61704-2520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK NA
Apr 23, 2014	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Dec 9, 2022 · Amount on File
Deed Document Number	20267469
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1305 NICKI DR, BLOOMINGTON, IL 61704-2520
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009453
Date	May 29, 2020
Instrument	2020-00009453

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 3, 2026
Property Address	1305 NICKI DR, BLOOMINGTON, IL 61704-2520
Document Number	202600007469
Instrument Date	May 12, 2026
Instrument	20267469
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,571.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1305 NICKI DR, BLOOMINGTON, IL 61704-2520

Mortgage

Document Number	0000007470,
Date	Jun 3, 2026
Instrument	20267470

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 9, 2022
Property Address	1305 NICKI DR, BLOOMINGTON, IL 61704-2520
Document Number	202200021533
Map Reference	DOC 76-5472
Instrument Date	Dec 2, 2022
Instrument	2022-00021533
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 NICKI DR, BLOOMINGTON, IL 61704-2520

Mortgage

Document Number	202200021534
Date	Dec 9, 2022
Instrument	2022-00021534

Lender

Name	FLAGSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

April 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 23, 2014
Property Address	1305 NICKI DR, BLOOMINGTON, IL 61704-2520
Document Number	201400006172
Map Reference	DOC76-5472
Instrument Date	Mar 10, 2014
Instrument	2014-00006172
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FIRST COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 NICKI DR, BLOOMINGTON, IL 61704-2520

Mortgage

Document Number	201400006173
Date	Apr 23, 2014
Instrument	2014-00006173

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2044

Mortgage

Document Number	201400006174
Date	Apr 23, 2014
Instrument	2014-00006174

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,281 Land $17,730 Building $59,551	$231,843 Land $53,190 Building $178,653
2024	$4,852.00 (+5.2%)
2023	$4,612.00 (+6.02%)	$60,436 (+9.42%) Land $13,865 Building $46,571	$181,308 (+9.42%) Land $41,595 Building $139,713
2022	$4,350.00	$55,231 Land $12,671 Building $42,560	$165,693 Land $38,013 Building $127,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1305 Nicki Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1305 Nicki Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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