1305 Nicholas Ct, Rialto, CA 92377 Property Records

San Bernardino County property record for 1305 Nicholas Ct, Rialto, CA 92377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,848 sqft · built 2017
Lot Size	0.205 acres (8,929 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Oct 2018)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1133-301-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1133-301-09-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,848 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,929 sqft (0.205 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1305 NICHOLAS CT
City	RIALTO
State	CA
Zip	92377-8421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17957 LOT 1 BOOK 343 PAGE 73
Legal Subdivision	TRACT NO 17957
Legal Tract	17957
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1002
Census Tract	2705

Owner

Source: San Bernardino County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Apr 16, 2018	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jul 24, 2017	Loan Modification, Mortgage CITY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	2018394317
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421

Mortgage

Document Number	0000177296
Date	Apr 16, 2021
Instrument	2021-0177296

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Mar 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097497
Date	Mar 18, 2020
Instrument	2020-0097497

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 29, 2018
Property Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421
Document Number	0000394317
Map Reference	MB 34 PG 73-75
Instrument Date	Oct 24, 2018
Instrument	2018-0394317
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421

Mortgage

Document Number	0000394318
Date	Oct 29, 2018
Instrument	2018-0394318

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 16, 2018
Property Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421
Document Number	0000135293
Map Reference	MB 343 PG 73-75
Instrument Date	Mar 28, 2018
Instrument	2018-0135293
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421

Mortgage

Document Number	0000135294
Date	Apr 16, 2018
Instrument	2018-0135294

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	1305 NICHOLAS CT, RIALTO, CA 92377-8421
Document Number	0000309339
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Mortgage

Document Number	0000309339
Date	Jul 28, 2017
Instrument	309339

Lender

Name	CITY NAT'L BK
Type	Bank
Address	555 S FLOWER ST # 25TH, LOS ANGELES, CA 90071-2300

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,074 (+2%) Land $123,739 Building $379,335
2025	$6,892.00 (-2.06%) Homeowner's exemption	$493,210 (+4.04%) Land $121,313 Building $371,897
2023	$7,037.00 (+7.52%) Homeowner's exemption	$474,058 Land $116,602 Building $357,456
2022	$6,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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