Onslow County property record for 1305 Navarro Loop, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1994 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Sep 2024) |
| Tax Bill | $1,030 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332Q-15 |
| Primary APN | 332Q-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490014999 |
|---|---|
| Street Address | 1305 NAVARRO LOOP |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-3374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | L11 S4B SPRINGDALE ACRES |
| Legal Subdivision | SPRINGDALE ACRES SEC IV-B |
| Legal Lot Number | 11 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1102 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1305 NAVARRO LOOP, JACKSONVILLE, NC 28540-3374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 13, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 22, 2017 | Quit Claim Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Sep 2, 2021 · Amount on Record |
| Deed Book / Page | 6230 / 766 |
| Prior Transfer Date | Nov 14, 2017 |
| Prior Transfer Doc | 0047180057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 2, 2021 |
| Property Address | 1305 NAVARRO LOOP, JACKSONVILLE, NC 28540-3374 |
| Document Number | 0055600014 |
| Book / Page | 5560 / 14 |
| Map Reference | MB 31 PG 50 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 VERDIE AVE, 324, JACKSONVILLE, NC 28540-7740 |
| Name | Verified Name |
|---|---|
| Address | 1305 NAVARRO LOOP, JACKSONVILLE, NC 28540-3374 |
| Document Number | 0000556017 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 5560/17 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 1305 NAVARRO LOOP, JACKSONVILLE, NC 28540-3374 |
| Document Number | 0053590547 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1305 NAVARRO LOOP JACKSONVILLE NC 285403374, JACKSONVILLE, NC 28540-3374 |
| Document Number | 0053590547 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 005359/000547 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 13, 2021 |
| Property Address | 1305 NAVARRO LOOP, JACKSONVILLE, NC 28540-3374 |
| Document Number | 0053590544 |
| Book / Page | 005359 / 000544 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 NAVARRO LOOP JACKSONVILLE NC 285403374, JACKSONVILLE, NC 28540-3374 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 22, 2017 |
| Property Address | 1305 NAVARRO LOOP, JACKSONVILLE, NC 28540-3374 |
| Document Number | 0047180057 |
| Book / Page | 004718 / 000057 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1305 NAVARRO LOOP JACKSONVILLE NC 285403374, JACKSONVILLE, NC 28540-3374 |
| Document Number | 47180063 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 004718/000063 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,030.00 | $223,730 (+42.2%) Land $58,500 Building $165,230 | $223,730 (+42.2%) Land $58,500 Building $165,230 |
| 2025 | $1,030.00 | $157,338 (-) Land $35,000 Building $122,338 | $157,338 (-) Land $35,000 Building $122,338 |
| 2023 | $1,030.00 | $157,338 Land $35,000 Building $122,338 | $157,338 Land $35,000 Building $122,338 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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