1305 N Jackson St, Athens, TN 37303 Property Records

McMinn County property record for 1305 N Jackson St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 900 sqft · built 1948
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (Mar 2026)
Tax Bill	$836 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054056D E 07100`

Property Details

APN / Parcel Number

Primary APN	`054056D E 07100`
Alternative APNs	`056D E 07100 00001056C` `056D E 07100`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2015
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	50 ft deep x 140 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	056D E 07100 00001056C
Street Address	1305 N JACKSON ST
City	ATHENS
State	TN
Zip	37303-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 054H A 054G 01900 000, COUNTY AREA: D01
Legal Subdivision	ATHENS M&M
Legal Block	95
Legal Lot Number	16 1
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1043
Census Tract	970300

Owner

Source: McMinn County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1305 N JACKSON ST, ATHENS, TN 37303-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LENDING SERVICES LLC
Feb 20, 2025	Warranty Deed, Transfer UNKNOWN, CONVEYANCE T&E INC
Jun 5, 2023	Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Feb 20, 2025 · Amount on Record
Deed Document Number	272115
Deed Book / Page	3 / 1862
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Mar 3, 2026
Property Address	1305 N JACKSON ST, ATHENS, TN 37303-1937
Document Number	0000031862
Book / Page	3 / 1862
Map Reference	MB 2 PG 313
Instrument Date	Mar 2, 2026
Instrument	272115
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 N JACKSON ST, ATHENS, TN 37303-1937

Mortgage

Document Number	0000272116
Date	Mar 3, 2026
Instrument	272116

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Feb 20, 2025
Property Address	1305 N JACKSON ST, ATHENS, TN 37303-1937
Document Number	000024M810
Book / Page	24M / 810
Map Reference	MB 2 PG 313
Instrument Date	Feb 18, 2025
Instrument	262205
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	UNKNOWN, CONVEYANCE T&E INC

Transaction

Amount	Amount Recorded
Tax	$710.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 N JACKSON ST, ATHENS, TN 37303-1937

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jun 5, 2023
Property Address	1305 N JACKSON ST, ATHENS, TN 37303-1937
Document Number	000023Q776
Book / Page	23Q / 776
Map Reference	MB 2 PG 313
Instrument Date	May 31, 2023
Instrument	246754
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 N JACKSON ST, ATHENS, TN 37303-1937
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (+2,433.33%)	$40,025 (+2,441.27%) Land $1,850 Building $38,175
2024	$33.00	$1,575 (-) Land $1,575
2023	$33.00 (-26.67%)	$1,575 (-) Land $1,575	$160,100 (+2,441.27%) Land $7,400 Building $152,700
2022	$45.00	$1,575 Land $1,575	$6,300 Land $6,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

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