1305 N B St, New Bern, NC 28560 Property Records

Craven County property record for 1305 N B St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,550 sqft · built 1910
Lot Size	0.642 acres (27,982 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Feb 2023)
Tax Bill	$4,934 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2-001-026`

Property Details

APN / Parcel Number

Primary APN	`2-001-026`
Alternative APNs	`117989` `37142`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	27,982 sqft (0.642 acres)
Garage Type	Attached

Exterior Amenities

Porch	Patio
Storage Building	1 sqft
Boat Access	Boat Access
Boat House	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	117989
Street Address	1305 N B ST
City	NEW BERN
State	NC
Zip	28560-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRINGFIELD S/D
Legal Subdivision	STRINGFIELD
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	3
Census Block	3041
Census Tract	960102

Owner

1305 N B St is owned and occupied by an individual who bought it in February 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 N B ST, NEW BERN, NC 28560-9309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 5, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Deed Document Number	202310109361
Deed Book / Page	3755 / 1718
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 24, 2023
Property Address	1305 N B ST, NEW BERN, NC 28560-9309
Document Number	03755/1718
Book / Page	3755 / 1718
Map Reference	MB 272 PG 51
Instrument Date	Feb 16, 2023
Instrument	10109361
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 22, ERNUL, NC 28527-0022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 N B ST, NEW BERN, NC 28560-9309

Mortgage

Document Number	0037551721
Date	Feb 24, 2023
Instrument	3755/1721

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1305 N B ST, NEW BERN, NC 28560-9309
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003547/0000000646
Date	Sep 5, 2018
Book Page	0000003547/0000000646
Instrument	000010027350

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1305 N B St was $4,934.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Bridgeton Town
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,934.00	$547,370 (-) Land $187,500 Building $359,870	$547,370 (-) Land $187,500 Building $359,870
2025	$4,934.00	$547,370 Land $187,500 Building $359,870	$547,370 Land $187,500 Building $359,870
2023	$5,376.00 (+22.85%)	$547,370 (+38.82%) Land $187,500 Building $359,870	$547,370 Land $187,500 Building $359,870
2022	$4,376.00	$394,290 Land $175,000 Building $219,290
2018			$394,290 Land $175,000 Building $219,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 N B St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	216 (1987–2022)
Claims Outside the SFHA	7 of 216
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 84 claims Hurricane Irene, Aug 2011 · 36 claims Hurricane Fran, Oct 1996 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 N B St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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