1305 Middle Ring Rd, Mobile, AL 36608 Property Records

Mobile County property record for 1305 Middle Ring Rd, Mobile, AL 36608 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1990
Square Footage864 sqft Living Area
Lot Size43,560 sqft (1 acres)
Last Sale$48,000 (2026)
Tax Bill$465.00 (2025)

Property Details

APN / Parcel Number

Primary APNR022803081001067
Alternative APNs
  • 28 03 08 1 001 067.XXX
  • 00480688
  • 480688

Interior

Full Baths1 Baths
Building Area864 sqft Living Area
1st Floor864 sqft 1st Floor
Stories1 Stories
Utility RoomUtility Room
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1990
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area43,560 sqft (1 acres)
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number480688
Street Address1305 MIDDLE RING RD
CityMOBILE
StateAL
Zip36608-4131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 17 WEST PARK MANOR MBK 10 P 263 #SEC 8 T4S R2W #MP28 03 08 1 001
Legal Range04S
Legal Township04S
Legal Section08
Legal SubdivisionWEST PARK MANOR
Legal Lot Number17
JurisdictionMOBILE AL
Minor Civil DivisionMOBILE
Census Blockgroup1
Census Block1033
Census Tract3404

Owner

Source: Mobile County records · APN R022803081001067

Assessment roll updated December 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1603 CEDAR DOWNS DR, MOBILE, AL 36605-3933
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOAN FUNDER LLC
Jan 23, 2026Warranty Deed, Transfer · Commercial Mortgage
WINDSTONE PRIVATE LENDING LLC A KEN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2026 · Amount on Record
Deed SaleJan 23, 2026 · Amount on Record
Deed Doc Number20264220
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateJun 10, 2026
Property Address1305 MIDDLE RING RD, MOBILE, AL 36608-4131
Document Number0000034131
Instrument DateMay 29, 2026
Instrument202634131
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address1603 CEDAR DOWNS DR, MOBILE, AL 36605-3933

Mortgage

Document Number0000034131,
DateJun 10, 2026
Instrument202634131
Lender
NameLOAN FUNDER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJan 23, 2026
Property Address1305 MIDDLE RING RD, MOBILE, AL 36608-4131
Document Number0000004220
Map ReferenceMB 10 PG 263
Instrument DateJan 14, 2026
Instrument2026004220
Transaction TypeTransfer
Record UpdatedFeb 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6259 SARNEN DR, MOBILE, AL 36608-4159

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 CEDAR DOWNS DR, MOBILE, AL 36605-3933

Mortgage

Document Number0000004221
DateJan 23, 2026
Instrument2026004221
Lender
NameWINDSTONE PRIVATE LENDING LLC A KEN
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueJul 14, 2026

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated December 23, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$465.00 (+6.65%)$7,780 (+15.77%) Land $1,600 Building $6,180$38,900 (+15.77%) Land $8,000 Building $30,900
2024$436.00 (+7.92%)$6,720 (+8.04%) Land $1,600 Building $5,120$33,600 (+8.04%) Land $8,000 Building $25,600
2023$404.00$6,220 Land $1,200 Building $5,020$31,100 Land $6,000 Building $25,100

Flood & Wildfire

1305 Middle Ring Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mobile County (01097C), updated October 1, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
40th percentile of exposed land nationally · 34th in Alabama
Wildfire LikelihoodModerate — about 1 in 1,961 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Middle Ring Rd

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