1305 Main St, New Bern, NC 28560 Property Records

Craven County property record for 1305 Main St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 630 sqft · built 1930
Lot Size	0.06 acres (2,606 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (Aug 1999)
Tax Bill	$941 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`8-013-189`

Property Details

APN / Parcel Number

Primary APN	`8-013-189`
Alternative APN	`35420`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	630 sqft Living Area
1st Floor Area	630 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	2,606 sqft (0.06 acres)
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	35420
Street Address	1305 MAIN ST
City	NEW BERN
State	NC
Zip	28560-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	LOT 3 BLOCK E HENDERSONVILLE
Legal Block	E
Legal Lot Number	3
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	4
Census Block	4015
Census Tract	960800

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 MAIN ST, NEW BERN, NC 28560-3845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 1999 · Amount on Record
Deed Sale	Aug 25, 1999 · Amount on Record
Deed Book / Page	1715 / 701
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1305 MAIN ST, NEW BERN, NC 28560-3845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003553/0000001251
Date	Nov 21, 2018
Book Page	0000003553/0000001251
Instrument	000010030199

Lender

Name	US SMALL BUS ADMIN

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$941.00 (+3.29%)	$100,580 (-) Land $5,400 Building $95,180	$100,580 (-) Land $5,400 Building $95,180
2025	$911.00 (+70.28%)	$100,580 (-) Land $5,400 Building $95,180	$100,580 (-) Land $5,400 Building $95,180
2023	$535.00 (+16.05%)	$100,580 (+160.77%) Land $5,400 Building $95,180	$100,580 (+160.77%) Land $5,400 Building $95,180
2022	$461.00	$38,570 Land $4,000 Building $34,570
2018			$38,570 Land $4,000 Building $34,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	31 (1981–2019)
Claims Outside the SFHA	2 of 31
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Fran, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures