Scotts Bluff County property record for 1305 M St, Gering, NE 69341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1978 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,650 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2018 Mortgage + 3 more |
| APN | 1943-02-0-01025-002-0008 |
| Primary APN | 1943-02-0-01025-002-0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Game Room | Game Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 368 sqft |
| Patio Area | 168 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 1305 M ST |
|---|---|
| City | GERING |
| State | NE |
| Zip | 69341-2859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | LT 1, BLK 2, HAWLEY PLACE ADD |
| Legal Range | 55W |
| Legal Township | 21N |
| Legal Section | 2 |
| Legal Subdivision | HAWLEY PLACE ADD |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTTS BLUFF NE |
| Township / Civil Division | GERING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 953800 |
Source: Scotts Bluff County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1305 M ST, GERING, NE 69341-2859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Oct 15, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Mar 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PLATTE VALLEY BANK |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BLACK HILLS COMMUNITY BANK NA |
| Oct 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1305 M ST, GERING, NE 69341-2859 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201705915 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 2017-05915 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1305 M ST, GERING, NE 69341-2859 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020184630 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 2018-4630 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1305 M ST, GERING, NE 69341-2859 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002019865 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 2019-865 |
| Name | PLATTE VALLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 1305 M ST, GERING, NE 69341-2859 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0020211681 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-1681 |
| Name | BLACK HILLS COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | RAPID CITY, SD 57701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | Oct 20, 2023 |
| Property Address | 1305 M ST, GERING, NE 69341-2859 |
| Document Number | 0020234095 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023-4095 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | NEBRASKA TTL CO SCOTTSBLUFF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020234096 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023-4096 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | GREELEY, CO 80634 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Scotts Bluff County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Scotts Bluff County |
| Municipality | Gering City |
| Unified School District | Gering Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,180 (+4.61%) Land $21,700 Building $267,480 | $289,180 (+4.61%) Land $21,700 Building $267,480 | |
| 2025 | $4,650.00 (-7.81%) | $276,445 (+17.45%) Land $21,700 Building $254,745 | $276,445 (+17.45%) Land $21,700 Building $254,745 |
| 2023 | $5,044.00 | $235,376 (-) Land $11,060 Building $224,316 | $235,376 (-) Land $11,060 Building $224,316 |
| 2022 | $5,044.00 | $235,376 Land $11,060 Building $224,316 | $235,376 Land $11,060 Building $224,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GERING serves 8,500 people · EPA ID NE3115717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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