1305 Laurel Dr, Urbana, IL 61801 Property Records

Champaign County property record for 1305 Laurel Dr, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 845 sqft · built 1953
Lot Size	0.157 acres (6,820 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Jul 2010)
Tax Bill	$2,028 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-378-016`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-378-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	845 sqft Building Perimeter
1st Floor Area	845 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,820 sqft (0.157 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1305 LAUREL DR
City	URBANA
State	IL
Zip	61801-5355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 FAIRLAWN PARK 5TH ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	FAIRLAWN PARK 5TH ADD
Legal Lot Number	42
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4006
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2909 WATTERSON CT, CHAMPAIGN, IL 61822-5334
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NEIGHBOR BANK NA
Mar 24, 2021	Trustee's Deed, Foreclosure · Commercial Mortgage FIRST NEIGHBOR BANK NA
Jun 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2010 · Amount on Record
Deed Sale	Jul 30, 2010 · Amount on Record
Prior Sale	Jul 12, 2004 · Amount on Record
Deed Document Number	201016478
Last Transfer Date	May 21, 2020
Transfer Doc	0000009483
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1305 LAUREL DR, URBANA, IL 61801-5355
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002812
Date	Mar 9, 2023
Instrument	2023R02812

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 24, 2021
Property Address	1305 LAUREL DR, URBANA, IL 61801-5355
Document Number	0000006767
Map Reference	MB K PG 36
Instrument Date	Mar 19, 2021
Instrument	2021R06767
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 CROSSING CT, CHAMPAIGN, IL 61822-6199

Mortgage

Document Number	0000006768
Date	Mar 24, 2021
Instrument	2021R06768

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Sep 15, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 2, 2020
Property Address	1305 LAUREL DR, URBANA, IL 61801-5355
Document Number	0000009483
Instrument Date	May 21, 2020
Instrument	9483
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2207 E PERKINS RD URBANA IL 618027630, URBANA, IL 61802-7630

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,810 (+25.89%) Land $12,490 Building $8,320	$62,430 (+25.89%) Land $37,470 Building $24,960
2024	$2,028.00 (+13.36%)
2022	$1,789.00	$16,530 Land $9,930 Building $6,600	$49,590 Land $29,790 Building $19,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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