Chesapeake City property record for 1305 Jerome St, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,429 sqft · built 1962 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jun 2022) |
| Tax Bill | $3,123 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit May 2022 Transfer + 3 more |
| APN | 1400000001220 |
| Primary APN | 1400000001220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,429 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 258 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1305 JEROME ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-1967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 122 SEC 2 ARDMORE |
| Legal Subdivision | ARDMORE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20600 |
1305 Jerome St is owned and occupied by an individual who acquired it in December 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK NA |
| May 27, 2022 | Intrafamily Transfer, Transfer |
| Jun 1, 2022 | Warranty Deed, Transfer COLE TITLE, NOBLE TITLE & ESCROW INC |
| Sep 25, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage OVM FINANCIAL INC |
| Aug 16, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Prior Sale | Sep 25, 2017 · Amount on File |
| Deed Document Number | 202218293 |
| Deed Book / Page | 10565 / 1157 |
| Last Transfer Date | Dec 5, 2024 |
| Transfer Doc | 10811/1134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10637/1439 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 10637/1439 |
| Instrument | 230002772 |
| Name | FLAGSTAR BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 27, 2022 |
| Property Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Document Number | 010564/845 |
| Book / Page | 10564 / 845 |
| Instrument Date | May 26, 2022 |
| Instrument | 220017949 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 1, 2022 |
| Property Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Document Number | 10565/1157 |
| Book / Page | 10565 / 1157 |
| Instrument Date | May 26, 2022 |
| Instrument | 220018293 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | COLE TITLE, NOBLE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 25, 2017 |
| Property Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Document Number | 9837/22 |
| Book / Page | 9837 / 22 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 170026371 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Document Number | 170026372 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 170026372 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 16, 2017 |
| Property Address | 1305 JEROME ST, CHESAPEAKE, VA 23324-1967 |
| Document Number | 9822/1400 |
| Book / Page | 9822 / 1400 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 170022448 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1340 N GREAT NECK RD # 1272-3, 1272, VIRGINIA BEACH, VA 23454-2268 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1305 Jerome St was $3,123, up 3.5% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,100 (+10.32%) Land $115,000 Building $226,100 | $341,100 (+10.32%) Land $115,000 Building $226,100 | |
| 2025 | $3,123.00 (+3.55%) | $309,200 Land $110,000 Building $199,200 | $309,200 Land $110,000 Building $199,200 |
| 2024 | $3,016.00 | ||
| 2023 | $258,000 (+16.85%) Land $90,000 Building $168,000 | $258,000 (+16.85%) Land $90,000 Building $168,000 | |
| 2022 | $220,800 Land $80,000 Building $140,800 | $220,800 Land $80,000 Building $140,800 | |
| 2019 | $1,801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1305 Jerome St; there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1305 Jerome St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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