1305 Highwater Dr, Georgetown, TX 78628 Property Records

Williamson County property record for 1305 Highwater Dr, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,347 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,200 (May 2021)
Tax Bill	$10,988 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-20-9981-042N-0004`

Property Details

APN / Parcel Number

Primary APN	`R-20-9981-042N-0004`
Alternative APNs	`R591361` `414712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,347 sqft Living Area
1st Floor Area	2,347 sqft
Flooring	Tile

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R209981042N0004
Street Address	1305 HIGHWATER DR
City	GEORGETOWN
State	TX
Zip	78628-2393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12211 - WATER OAK NORTH SEC 4 PH 2, BLOCK N, LOT 4, ACRES 0.25
Legal Subdivision	WATER OAK NORTH SEC 4 PH 2
Legal Block	N
Legal Lot Number	4
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1006
Census Tract	20124

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 HIGHWATER DR, GEORGETOWN, TX 78628-2393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
May 7, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 12, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	202168778
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	1305 HIGHWATER DR, GEORGETOWN, TX 78628-2393
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029632
Date	Apr 17, 2023
Instrument	2023029632

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	May 7, 2021
Property Address	1305 HIGHWATER DR, GEORGETOWN, TX 78628-2393
Document Number	0000068778
Map Reference	DOC 2020001025
Instrument Date	May 7, 2021
Instrument	2021068778
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 HIGHWATER DR, GEORGETOWN, TX 78628-2393

Mortgage

Document Number	0000068779
Date	May 7, 2021
Instrument	2021068779

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Nov 12, 2020
Property Address	1305 HIGHWATER DR, GEORGETOWN, TX 78628-2393
Document Number	0000141913
Instrument Date	Nov 11, 2020
Instrument	141913
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8920 BUSINESS PARK DR #350 AUSTIN TX 787597636, 350, AUSTIN, TX 78759-7636

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,988.00 (-4.1%) Homeowner's exemption	$464,797 (-1%) Land $100,000 Building $364,797	$464,797 (-1%) Land $100,000 Building $364,797
2023	$11,458.00 (-17.79%) Homeowner's exemption	$516,448 Land $100,000 Building $416,448	$516,448 Land $100,000 Building $416,448
2022	$13,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Western Broadband Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: SOS Communications, VTX Communications.

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