1305 Harbour Town Ln, Modesto, CA 95357 Property Records

Stanislaus County property record for 1305 Harbour Town Ln, Modesto, CA 95357

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,020 sqft · built 2001
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2014)
Tax Bill	$3,835 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-014-035-000`

Property Details

APN / Parcel Number

Primary APN	`082-014-035-000`
Alternative APN	`0821435000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1305 HARBOUR TOWN LN
City	MODESTO
State	CA
Zip	95357-0866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CAROLINAS (38M96) LOT 3 BLK 15016
Legal Subdivision	CAROLINAS
Legal Block	15016
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2007
Census Tract	403

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 HARBOUR TOWN LN, MODESTO, CA 95357-0866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF WEST
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2014 · Amount on Record
Deed Sale	Sep 3, 2014 · Amount on Record
Prior Sale	Apr 18, 2001 · Amount on Record
Deed Document Number	201457447
Last Transfer Date	Mar 19, 2018
Transfer Doc	0000027170
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1305 HARBOUR TOWN LN, MODESTO, CA 95357-0866
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 HARBOUR TOWN LN, MODESTO, CA 95357-0866

Mortgage

Document Number	0000093364
Date	Oct 4, 2021
Instrument	2021-0093364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 20, 2018
Property Address	1305 HARBOUR TOWN LN, MODESTO, CA 95357-0866
Document Number	0000027170
Instrument Date	Mar 19, 2018
Instrument	27170
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 HARBOUR TOWN LN MODESTO CA 953570866, MODESTO, CA 95357-0866

Mortgage

Document Number	27171
Date	Apr 20, 2018
Instrument	27171

Lender

Name	BANK OF WEST
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2033

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1305 HARBOUR TOWN LN, MODESTO, CA 95357-0866
Document Number	0000022908
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1305 HARBOUR TOWN LN MODESTO CA 953570866, MODESTO, CA 95357-0866

Mortgage

Document Number	0000022908
Date	Mar 30, 2017
Instrument	22908

Lender

Name	BANK OF THE WEST
Type	Bank
Address	MODESTO, CA 95356

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 29, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,835.00 (+1.64%) Homeowner's exemption	$355,495 (+2%) Land $104,194 Building $251,301
2025	$3,773.00 (+3.88%) Homeowner's exemption	$348,525 (+4.04%) Land $102,151 Building $246,374
2023	$3,632.00 (+4.28%) Homeowner's exemption	$334,994 Land $98,186 Building $236,808
2022	$3,483.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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