Brunswick County property record for 1305 Flat Rock Rd, Alberta, VA 23821
| Property Type | Single Family Home |
|---|---|
| Details | built 1978 |
| Lot Size | 0.957 acres (41,701 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,044 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-38-G |
| Primary APN | 20-38-G |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 41,701 sqft (0.957 acres) |
| Street Address | 1305 FLAT ROCK RD |
|---|---|
| City | ALBERTA |
| State | VA |
| Zip | 23821-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UPCHURCH LAND 1 AC |
| Jurisdiction | BRUNSWICK VA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 930100 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 FLAT ROCK RD, ALBERTA, VA 23821-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK VA |
| Property Address | 1305 FLAT ROCK RD, ALBERTA, VA 23821-2518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0202101038 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202101038 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Brunswick County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Brunswick County |
| Unified School District | Brunswick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,044.00 | $208,800 (+54.1%) Land $10,500 Building $198,300 | |
| 2024 | $208,800 (+54.1%) Land $10,500 Building $198,300 | ||
| 2023 | $135,500 Land $10,000 Building $125,500 | $135,500 Land $10,000 Building $125,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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