Cape May County and Lower Township property record for 1305 Emerson Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,490 sqft · built 1962 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,500 (Dec 2013) |
| Tax Bill | $5,025 (2024) |
| Deeds & Mortgages | Oct 2021 Refinance Aug 2020 Mortgage + 1 more |
| APN | 05-00562-0000-00003 |
| Primary APN | 05-00562-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,490 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 122 ft deep x 65 ft wide |
| Street Address | 1305 EMERSON AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | NORTH CAPE MAY DEV CORP |
| Legal Block | 562 |
| Legal Lot Number | 3 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21806 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 S WASHINGTON AVE, MOORESTOWN, NJ 08057-2864 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STURDY SAVINGS BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLIED MTG |
| Jul 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ALLIED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2013 · Amount on Record |
| Deed Sale | Dec 18, 2013 · Amount on Record |
| Prior Sale | Oct 17, 1988 · Amount on Record |
| Deed Document Number | 2013338 |
| Deed Book / Page | 3564 / 218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 1305 EMERSON AVE, CAPE MAY, NJ 08204-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045127 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 6468/434 |
| Instrument | 2021045127 |
| Name | STURDY SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 1305 EMERSON AVE, CAPE MAY, NJ 08204-2108 |
| Document Number | 0062300146 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | SURETY TITLE AGENCY INC, SURETY TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 1305 EMERSON AVE CAPE MAY NJ 082042108, CAPE MAY, NJ 08204-2108 |
| Document Number | 0062300146 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 006230/000146 |
| Instrument | 26960 |
| Name | ALLIED MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 1305 EMERSON AVE, CAPE MAY, NJ 08204-2108 |
| Document Number | 0059880033 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | SURETY TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1305 EMERSON AVE CAPE MAY NJ 082042108, CAPE MAY, NJ 08204-2108 |
| Document Number | 0059880033 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 005988/000033 |
| Instrument | 62542 |
| Name | ALLIED MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,100 (-) Land $158,100 Building $146,000 | $304,100 (-) Land $158,100 Building $146,000 | |
| 2025 | $304,100 (+22.72%) Land $158,100 Building $146,000 | $304,100 (+22.72%) Land $158,100 Building $146,000 | |
| 2024 | $5,025.00 (+4.64%) | ||
| 2023 | $247,800 Land $158,100 Building $89,700 | $247,800 Land $158,100 Building $89,700 | |
| 2022 | $4,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (1985–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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