1305 Eldorado Rd, Norfolk, NE 68701 Property Records

Madison County property record for 1305 Eldorado Rd, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 2,385 sqft · built 1995
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (May 2025)
Tax Bill	$6,904 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2005 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`590303724`

Property Details

APN / Parcel Number

Primary APN	`590303724`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
1st Floor Area	2,385 sqft
Basement Area	2,385 sqft
Unfinished Basement	2,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	933 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1305 ELDORADO RD
City	NORFOLK
State	NE
Zip	68701-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	ELDORADO HILLS NINTH SUBDIVISION PT LOT 2 & ALL LOT 3, BLK 1 (TRACT A-LOT BOUNDARY CHANGE-1995) (TRACT B-LOT BOUNDARY CHANGE-
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	ELDORADO HILLS NINTH SUBDIVISION
Legal Tract	A-B
Legal Block	1
Legal Lot Number	2-3
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2009
Census Tract	960802

Owner

1305 Eldorado Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Madison County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK
Jun 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 27, 2008	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK
May 9, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MADISON COUNTY BANK
May 10, 2019	Transfer on Death Deed, Transfer
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 8, 2013	Warranty Deed, Transfer · Conventional Mortgage ELKHORN VALLEY BANK & TRUST
Mar 31, 2009	Transfer
Apr 2, 2009	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	20251634
Deed Book / Page	2025 / 1634
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE, STEWART TITLE NORFOLK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006

Mortgage

Document Number	02025/3780
Date	Sep 30, 2025
Book Page	2025/3780

Lender

Name	MIDWEST BANK
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200506/1189
Date	Jun 16, 2005
Book Page	2005-06/1189
Instrument	2005-06-1189

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jun 1, 2012

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200805/1753
Date	May 27, 2008
Book Page	2008-05/1753
Instrument	2008-05-1753

Lender

Name	MIDWEST BANK
Address	NORFOLK, NE 68702

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 22, 2013

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	May 9, 2025
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Document Number	02025/1634
Book / Page	2025 / 1634
Instrument Date	May 6, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 RENEL WAY, NORFOLK, NE 68701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006

Mortgage

Document Number	0020251635
Date	May 9, 2025
Instrument	2025/1635

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jun 7, 2021
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Document Number	02021/3122
Book / Page	2021 / 3122
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE, STEWART TITLE NORFOLK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020213123
Date	Jun 7, 2021
Instrument	2021/3123

Lender

Name	MADISON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON NE
Recording Date	May 10, 2019
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Document Number	02019/1732
Book / Page	2019 / 1732
Instrument Date	May 7, 2019
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	May 1, 2018
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Document Number	02018/1725
Book / Page	2018 / 1725
Instrument Date	Apr 24, 2018
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020181726
Date	May 1, 2018
Instrument	2018/1726

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jul 8, 2013
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Document Number	201307/0481
Book / Page	2013-07 / 0481
Instrument Date	Jun 13, 2013
Instrument	2013-07-0481
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$742.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2013070491
Date	Jul 8, 2013
Instrument	2013-07-0491

Lender

Name	ELKHORN VALLEY BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2043

March 2009: Transfer

Jurisdiction	MADISON NE
Recording Date	Mar 31, 2009
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Mar 31, 2009
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Apr 2, 2009
Property Address	1305 ELDORADO RD, NORFOLK, NE 68701-3006
Document Number	200904/0184
Book / Page	2009-04 / 0184
Instrument Date	Mar 30, 2009
Instrument	2009-04-0184
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009040186
Date	Apr 2, 2009
Instrument	2009-04-0186

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Eldorado Rd was $6,904, up 19.4% from the year before.

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,904.00 (+19.45%)	$591,325 (+26.29%) Land $79,094 Building $512,231	$591,325 (+26.29%) Land $79,094 Building $512,231
2024	$5,780.00 (-29.48%)	$468,233 (+5.61%) Land $28,990 Building $439,243	$468,233 (+5.61%) Land $28,990 Building $439,243
2023	$8,196.00	$443,370 Land $28,990 Building $414,380	$443,370 Land $28,990 Building $414,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Eldorado Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Eldorado Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Stealth Broadband.

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