Drew County property record for 1305 E Watts St, Monticello, AR 71655
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1964 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $41,000 (Jun 2024) |
| Tax Bill | $80 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage May 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 703-03489-000 |
| Primary APN | 703-03489-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,408 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Softwood |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Open Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 62 sqft |
| Fence | Fence |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 63304.0 |
|---|---|
| Street Address | 1305 E WATTS ST |
| City | MONTICELLO |
| State | AR |
| Zip | 71655-5213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND IN BLOCK 247 OF THE CITY OF MONTICELLO, DREW COUNTY, ARKANSAS, BOUNDED BY A LINE BEGINNING AT THE SOUTHEAST |
| Legal Range | 07 |
| Legal Township | 12 |
| Legal Section | 25 |
| Legal Subdivision | MONTICELLO UNPLATTED |
| Legal Block | 247 |
| Jurisdiction | DREW AR |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 490400 |
1305 E Watts St is owned and occupied by an individual who bought it in June 2024.
Source: Drew County records, as of October 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1305 E WATTS ST, MONTICELLO, AR 71655-5213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2024 | Warranty Deed, Transfer · Closed-End Mortgage UNION BANK & TRUST CO |
| May 2, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCIAL BANK & TRUST COMPANY |
| Sep 1, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCIAL BANK & TRUST COMPANY |
| Aug 20, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCIAL BANK & TRUST COMPANY |
| Aug 12, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCIAL BANK & TRUST COMPANY |
| Jun 22, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCIAL BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on File |
| Deed Sale | Jun 12, 2024 · Amount on File |
| Prior Sale | Nov 15, 2010 |
| Deed Document Number | 110957 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DREW AR |
| Recording Date | Jun 12, 2024 |
| Property Address | 1305 E WATTS ST, MONTICELLO, AR 71655-5213 |
| Document Number | 0000110957 |
| Instrument Date | Jun 11, 2024 |
| Instrument | 110957 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 BAKER CEMETARY RD, MONTICELLO, AR 71655-8628 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1305 E WATTS ST, MONTICELLO, AR 71655-5213 |
| Document Number | 0000110959 |
|---|---|
| Date | Jun 12, 2024 |
| Instrument | 110959 |
| Name | UNION BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Aug 11, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DREW AR |
| Property Address | 1305 E WATTS ST, MONTICELLO, AR 71655-5213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 102 BAKER CEMETARY RD, MONTICELLO, AR 71655-8628 |
| Document Number | 0000105913 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 105913 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Apr 21, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DREW AR |
| Property Address | 1305 E WATTS ST, MONTICELLO, AR 71655-5213 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 102 BAKER CEMETARY RD, MONTICELLO, AR 71655-8628 |
| Document Number | 0000101198 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 101198 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 57 Months |
| Due | Jun 18, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DREW AR |
| Property Address | 1305 E WATTS ST, MONTICELLO, AR 71655-5213 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 102 BAKER CEMETARY RD, MONTICELLO, AR 71655-8628 |
| Document Number | 0000101115 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 101115 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | Jun 18, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DREW AR |
| Property Address | 1305 E WATTS ST, MONTICELLO, AR 71655-5213 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 102 BAKER CEMETARY RD, MONTICELLO, AR 71655-8628 |
| Document Number | 0000100988 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 100988 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | Jun 18, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DREW AR |
| Property Address | 1305 E WATTS ST, MONTICELLO, AR 71655-5213 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 222 E WILLIS AVE, MONTICELLO, AR 71655-5629 |
| Document Number | 0000100636 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 100636 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 18, 2025 |
The 2025 property tax bill for 1305 E Watts St was $80 with a homeowner's exemption.
Source: Drew County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Drew County |
| Municipality | Monticello City |
| Unified School District | Monticello School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80.00 Homeowner's exemption | $9,260 Land $2,210 Building $7,050 | |
| 2023 | $449.00 | $9,260 Land $2,210 Building $7,050 | $46,300 Land $11,050 Building $35,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1305 E Watts St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective January 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 E Watts St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER DEPARTMENT serves 8,442 people · EPA ID AR0000184 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Vyve Broadband Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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