1305 E Swain St, White Cloud, MI 49349 Property Records

Newaygo County property record for 1305 E Swain St, White Cloud, MI 49349 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	19,608 sqft (0.45 acres)
Occupancy	Owner Occupied
Tax Bill	$2,053.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-05-210-008`

Exterior

Lot Area	19,608 sqft (0.45 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1305 E SWAIN ST
City	WHITE CLOUD
State	MI
Zip	49349-9604
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6 ALSO W1/2 LOT 7 CRUZAN'S ADD TO CITY OF WHITE CLOUD
Legal Subdivision	CRUZANS ADD TO CITY OF WHITE C
Legal Lot Number	6,7
Jurisdiction	NEWAYGO MI
Minor Civil Division	WHITE CLOUD
Census Blockgroup	2
Census Block	2017
Census Tract	970700

Owner

Source: Newaygo County records · APN 15-05-210-008

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1305 E SWAIN ST, WHITE CLOUD, MI 49349-9604
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 29, 2017
Transfer Doc	465/559
Record Refreshed	Sep 20, 2026

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEWAYGO MI
Recording Date	Apr 03, 2017
Property Address	1305 E SWAIN ST, WHITE CLOUD, MI 49349-9604
Document Number	465/559
Book / Page	465 / 559
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E SWAIN ST, WHITE CLOUD, MI 49349-9604

Tax Assessment & Valuation

Source: Newaygo County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
Municipality	White Cloud City
Unified School District	White Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,800 (+9.11%)	$191,600 (+9.11%)
2025	$2,053.00 (+10.2%) Homeowner's exemption	$87,800 (+28.36%)	$175,600 (+28.36%)
2023		$68,400	$136,800
2022	$1,863.00

Flood & Wildfire

1305 E Swain St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Newaygo County (26123C), updated February 17, 2015

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.