1305 E Second St, Pass Christian, MS 39571 Property Records

Harrison County property record for 1305 E Second St, Pass Christian, MS 39571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,127 sqft · built 1978
Lot Size	0.704 acres (30,685 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2018)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0512L-02-034.000`

Property Details

APN / Parcel Number

Primary APN	`0512L-02-034.000`
Alternative APN	`059343`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,127 sqft Adjusted Area
1st Floor Area	2,571 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,685 sqft
Lot Dimensions	323 ft deep x 95 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Patio Area	624 sqft
Gazebo	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	059343
Street Address	1305 E SECOND ST
City	PASS CHRISTIAN
State	MS
Zip	39571-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102.36 FT ON S BY 2ND ST E BY LANG N BY L&N RR W BY ESPY NOW SOUTH MISS REALTY CO PART OF LOT 81 W & C SUR SEC 21-8-12 LO
Legal Range	12
Legal Township	08
Legal Section	21
Legal Block	106
Legal Lot Number	81,11 36
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	2900

Owner

Source: Harrison County records · APN 0512L-02-034.000

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1305 E SECOND ST, PASS CHRISTIAN, MS 39571-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU
Aug 06, 2018	Deed of Trust, Mortgage EVERETT FINANCIAL INC
Aug 06, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2018 · Amount on Record
Deed Sale	Aug 06, 2018 · Amount on Record
Deed Document Number	2018-0004882-D-J1
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1305 E SECOND ST, PASS CHRISTIAN, MS 39571-3109
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004179TJ1
Date	May 05, 2020
Instrument	2020-04179-T-J1

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2035

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1305 E SECOND ST, PASS CHRISTIAN, MS 39571-3109
Transaction Type	Mortgage
Record Updated	Sep 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180006698TJ1
Date	Aug 06, 2018
Instrument	2018-0006698-T-J1

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2033

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 06, 2018
Property Address	1305 E SECOND ST, PASS CHRISTIAN, MS 39571-3109
Document Number	20180004882DJ1
Instrument Date	Jun 04, 2018
Instrument	2018-0004882-D-J1
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 LEADENHALL RD, 3001, MOUNT LAUREL, NJ 08054-4609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E SECOND ST, PASS CHRISTIAN, MS 39571-3109

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Pass Christian City
Unified School District	Pass Christian Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (+7.13%) Homeowner's exemption Disabled Person's exemption	$21,224 (+4.41%)	$212,241 (+4.41%) Land $38,238 Building $174,003
2024	$2,580.00 (+0.27%)
2023	$2,573.00 Homeowner's exemption Disabled Person's exemption	$20,327	$203,271 Land $38,238 Building $165,033
2022	$2,573.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	284 units insured incl. 100 condo units
Nearby Flood Claims	272 (1980–2021)
Claims Outside the SFHA	129 of 272
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Isaac, Aug 2012 · 4 claims Hurricane Gustav, Sep 2008 · 3 claims Hurricane Katrina, Aug 2005 · 226 claims

Wildfire

Wildfire Risk	High above 89% of the US · above 99.5% of Mississippi
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 129 locations within half a mile of this property.

Nearby Properties on E Second St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures