1305 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1305 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,915 sqft · built 1955
Lot Size	0.145 acres (6,305 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Mar 2016)
Tax Bill	$4,310 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-128-003`

Property Details

APN / Parcel Number

Primary APN	`21-10-128-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,915 sqft Living Area
1st Floor Area	1,131 sqft
Basement Area	1,131 sqft
Finished Basement	1,131 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,305 sqft (0.145 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	249 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1305 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ASSOC OF COMMERCE ADD LOT 3 BLK 10
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	ASSOC OF COMMERCE ADD
Legal Block	10
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3001
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 E OAKLAND AVE, BLOOMINGTON, IL 61701-5527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit CEFCU
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2016 · Amount on Record
Deed Sale	Mar 20, 2016 · Amount on Record
Prior Sale	Jul 18, 2008 · Amount on Record
Deed Document Number	20165022
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1305 E OAKLAND AVE, BLOOMINGTON, IL 61701-5527
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006285
Date	Apr 6, 2022
Instrument	2022-00006285

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1305 E OAKLAND AVE, BLOOMINGTON, IL 61701-5527
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007740
Date	Apr 1, 2021
Instrument	2021-00007740

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,861 (+21.08%) Land $13,126 Building $50,735	$191,583 (+21.08%) Land $39,378 Building $152,205
2024	$4,310.00 (+10.34%)
2023	$3,906.00	$52,744 Land $10,841 Building $41,903	$158,232 Land $32,523 Building $125,709

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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