1305 E Joan Dr, Palatine, IL 60074 Property Records

Cook County property record for 1305 E Joan Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,424 sqft · built 1958
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jun 2009)
Tax Bill	$8,196 (2023)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13-405-003`

Property Details

APN / Parcel Number

Primary APN	`02-13-405-003`
Alternative APN	`02-13-405-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1305 E JOAN DR
City	PALATINE
State	IL
Zip	60074-5666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINSTON) PARK (NORTHWEST)(UNIT1) SUB IN SEC 13-42-10
Legal Range	10E
Legal Township	42N
Legal Section	13
Legal Subdivision	WINSTON PARK NORTHWEST UNIT1
Legal Block	11
Legal Lot Number	18
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3026
Census Tract	803607

Owner

Source: Cook County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 E JOAN DR, PALATINE, IL 60074-5666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit A A C CREDIT UNION
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2009 · Amount on Record
Deed Sale	Jun 18, 2009 · Amount on Record
Deed Document Number	20094054
Prior Transfer Date	Aug 5, 2005
Prior Transfer Doc	0000053163
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 27, 2026
Property Address	1305 E JOAN DR, PALATINE, IL 60074-5666
Document Number	0000016029
Instrument Date	Aug 5, 2026
Instrument	202616029
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E JOAN DR, PALATINE, IL 60074-5666

Mortgage

Document Number	0000016029,
Date	Aug 27, 2026
Instrument	202616029

Lender

Name	A A C CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1305 E JOAN DR, PALATINE, IL 60074-5666
Document Number	2029862136
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E JOAN DR PALATINE IL 600745666, PALATINE, IL 60074-5666

Mortgage

Document Number	2029862136
Date	Oct 26, 2020
Instrument	29862136

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,000 (+16.13%) Land $7,980 Building $28,020	$360,000 (+16.13%) Land $79,800 Building $280,200
2023	$8,196.00 (+3.76%)
2022	$7,899.00 Homeowner's exemption	$31,000 Land $6,720 Building $24,280	$310,000 Land $67,200 Building $242,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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