1305 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1305 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,732 sqft
Owner	Individual Name on Record
Last Sale	$529,900 (Mar 2025)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	May 2025 Transfer Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-23-29-1402-05-252`

Property Details

APN / Parcel Number

Primary APN	`03-23-29-1402-05-252`
Alternative APNs	`01-23-29-1936-00-190` `01-23-29-2270-00-010` `292301227000010` `389546` `394837` `394000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,732 sqft Living Area
Gross Area	2,261 sqft

Exterior

Porch	Porch
Porch Area	192 sqft

Location & Zoning

Street Address	1305 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-ORL-R-2A
Legal Description	E HARDING TOWNHOMES 117/95 LOT 1
Legal Subdivision	E HARDING TOWNHOMES
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2013
Census Tract	11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 E HARDING ST, ORLANDO, FL 32806-4115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Intrafamily Transfer, Transfer
Mar 13, 2025	Warranty Deed, Transfer · Conventional Mortgage BISON STATE BANK
Jun 6, 2019	Warranty Deed, Transfer GOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Deed Document Number	2025151484
Record Updated	Jun 8, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	May 30, 2025
Property Address	1305 E HARDING ST, ORLANDO, FL 32806-4115
Document Number	0000316989
Map Reference	MB 117 PG 95
Instrument Date	May 30, 2025
Instrument	20250316989
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 E HARDING ST, ORLANDO, FL 32806-4115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E HARDING ST, ORLANDO, FL 32806-4115
Investor	Possibly a Property Investor

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 13, 2025
Property Address	1305 E HARDING ST, ORLANDO, FL 32806-4115
Document Number	0000151484
Map Reference	MB 117 PG 95
Instrument Date	Mar 5, 2025
Instrument	20250151484
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,709.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N NEW YORK AVE # AVE300, AVE300, WINTER PARK, FL 32789-3163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E HARDING ST, ORLANDO, FL 32806-4115
Investor	Possibly a Property Investor

Mortgage

Document Number	0000151485
Date	Mar 13, 2025
Instrument	20250151485

Lender

Name	BISON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 6, 2019
Property Address	1353 20TH ST, ORLANDO, FL 32805-4478
Document Number	0000348751
Instrument Date	May 31, 2019
Instrument	348751
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	GOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2375 TURNBERRY DR OVIEDO FL 327655856, OVIEDO, FL 32765-5856

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,200 (+134.1%) Land $122,000 Building $346,200	$468,200 (+134.1%) Land $122,000 Building $346,200
2025	$2,311.00 (-37.61%)
2024	$3,704.00 (+207.9%)	$200,000 (+180.22%) Land $200,000	$200,000 (+180.22%) Land $200,000
2023	$1,203.00 (+20.42%)	$71,373 (+40.38%) Land $40,000 Building $31,373	$71,373 (+40.38%) Land $40,000 Building $31,373
2022	$999.00	$50,842 Land $33,000 Building $17,842	$50,842 Land $33,000 Building $17,842

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2005–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband.

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