1305 E Garfield St, Mount Horeb, WI 53572 Property Records

Dane County property record for 1305 E Garfield St, Mount Horeb, WI 53572

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,274 sqft · built 1976
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Tax Bill$7,589 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Apr 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN0606-124-6323-5

Property Details

APN / Parcel Number

Primary APN0606-124-6323-5

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
1st Floor Area1,274 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Patio Area777 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1305 E GARFIELD ST
CityMOUNT HOREB
StateWI
Zip53572-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMELOT VALLEY LOT 3 BLOCK 3
Legal Range06
Legal Township06
Legal Section12
Legal SubdivisionCAMELOT VLY
Legal Block3
Legal Lot Number3
JurisdictionDANE WI
Township / Civil DivisionMOUNT HOREB
Census Block Group1
Census Block1046
Census Tract12800

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1305 E GARFIELD ST, MOUNT HOREB, WI 53572-2304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Apr 19, 2023Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Oct 13, 2017Loan Modification, Mortgage · Conventional Mortgage
OLD NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address1305 E GARFIELD ST, MOUNT HOREB, WI 53572-2304
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 E GARFIELD ST, MOUNT HOREB, WI 53572-2304

Mortgage

Document Number0006081298
DateFeb 18, 2026
Instrument6081298
Lender
NameOLD NATIONAL BANK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 25, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address1305 E GARFIELD ST, MOUNT HOREB, WI 53572-2304
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005896764
DateApr 19, 2023
Instrument5896764
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2053
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address1305 E GARFIELD ST, MOUNT HOREB, WI 53572-2304
Transaction TypeMortgage
Record UpdatedApr 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005632712
DateSep 3, 2020
Instrument5632712
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address1305 E GARFIELD ST, MOUNT HOREB, WI 53572-2304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005650300
DateOct 19, 2020
Instrument5650300
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2050
Interest
Rate TypeAdjustable Rate

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDANE WI
Property Address1305 E GARFIELD ST, MOUNT HOREB, WI 53572-2304
Document Number0005367320
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedNov 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1305 E GARFIELD ST MOUNT HOREB WI 535722304, MOUNT HOREB, WI 53572-2304

Mortgage

Document Number0005367320
DateOct 25, 2017
Instrument5367320
Lender
NameOLD NAT'L BK
TypeBank
AddressMOUNT HOREB, WI 53572
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 24, 2027

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMount Horeb Village
Unified School DistrictMount Horeb Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,589.00 (+41.53%) Homeowner's exemption$442,400 (+19.47%) Land $112,600 Building $329,800$493,800
2023$370,300 Land $112,600 Building $257,700
2022$5,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT HOREB WATERWORKS
serves 7,756 people · EPA ID WI1130247
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MHTC
Fiber · DSL in parts of the area
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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