1305 E 4th St, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 1305 E 4th St, Lakeside Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,053 sqft · built 1958
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$508,000 (Aug 2022)
Tax Bill	$5,324 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026713-1`

Property Details

APN / Parcel Number

Primary APN	`026713-1`
Alternative APN	`015-02264-02877-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,053 sqft Living Area
1st Floor Area	1,423 sqft
Basement Area	630 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2009
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	100 ft deep x 81 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	026713-1
Street Address	1305 E 4TH ST
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK E LOTS 6 & E 1/2 OF 5 ISLAND VIEW
Legal Subdivision	ISLAND VIEW SUBDIVISION
Legal Block	E
Legal Lot Number	6
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	1
Census Block	1035
Census Tract	50302

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 E 4TH ST, LAKESIDE MARBLEHEAD, OH 43440-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit THE MARBLEHEAD BANK
Aug 19, 2022	Survivorship Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	2022320141
Deed Book / Page	1911 / 315
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	1305 E 4TH ST, LAKESIDE MARBLEHEAD, OH 43440-2005
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E 4TH ST, LAKESIDE MARBLEHEAD, OH 43440-2005

Mortgage

Document Number	0000317870
Date	May 24, 2022
Book Page	1900/300
Instrument	2022-317870

Lender

Name	THE MARBLEHEAD BANK
Type	Bank
Address	LAKESIDE MARBLEHEAD, OH 43440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	19 Months
Due	Dec 15, 2023

August 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	OTTAWA OH
Recording Date	Aug 19, 2022
Property Address	1305 E 4TH ST, LAKESIDE MARBLEHEAD, OH 43440-2005
Document Number	0000320141
Book / Page	1911 / 315
Map Reference	VOL 9 PG 6
Instrument Date	Aug 17, 2022
Instrument	2022-320141
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	RIT COAST TITLE, TRI COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	306 E STONERIDGE DR, MILFORD, OH 45150-5028

Mortgage

Document Number	0019110316
Date	Aug 19, 2022
Instrument	1911-0316

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Municipality	Marblehead Village
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,324.00 (+0.4%)	$151,971 (-) Land $62,654 Building $89,317
2024	$5,303.00 (+70.84%)	$151,971 (+78.61%) Land $62,654 Building $89,317	$434,200 (+78.61%) Land $179,010 Building $255,190
2023	$3,104.00 (+16.17%)	$85,085 (-) Land $37,975 Building $47,110
2022	$2,672.00	$85,085 Land $37,975 Building $47,110
2021			$243,100 Land $108,500 Building $134,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1982–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD VILLAGE serves 865 people · EPA ID OH6202411
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Verizon.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures