1305 E 19th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1305 E 19th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$88,500 (Aug 2015)
Deeds & Mortgages	Jul 2022 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1115377009`

Property Details

APN / Parcel Number

Primary APN	`1115377009`
Alternative APNs	`117676` `99001`

Exterior

Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide

Location & Zoning

Account Number	117676
Street Address	1305 E 19TH ST
City	STERLING
State	IL
Zip	61081-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE SUB #1 LOT 9 BLK 2 658700X
Legal Subdivision	LINCOLNSHIRE SUBDIVISION
Legal Block	2
Legal Lot Number	9
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1011
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 E 19TH ST, STERLING, IL 61081-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED TRUST BANK
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOW VA RATES
Oct 6, 2017	Deed of Trust, Mortgage · Conventional with PMI CONGRESSIONAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2015 · Amount on Record
Deed Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	20154750
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1305 E 19TH ST, STERLING, IL 61081-1519
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004319
Date	Jul 19, 2022
Instrument	2022-04319

Lender

Name	UNITED TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1305 E 19TH ST, STERLING, IL 61081-1519
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103749
Date	Jun 1, 2021
Instrument	2021-03749

Lender

Name	LOW VA RATES

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1305 E 19TH ST, STERLING, IL 61081-1519
Document Number	0000006069
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	RESOURCE R/E SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E 19TH ST STERLING IL 610811519, STERLING, IL 61081-1519

Mortgage

Document Number	0000006069
Date	Oct 13, 2017
Instrument	6069

Lender

Name	CONGRESSIONAL BK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$44,091 Land $4,289 Building $39,802
2024		$132,273 Land $12,867 Building $119,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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