1305 Crystal Harbour Dr, Fairborn, OH 45324 Property Records

Greene County property record for 1305 Crystal Harbour Dr, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,720 sqft · built 2012
Lot Size	0.187 acres (8,154 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2018)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A02-0001-0053.0-0064.00`

Property Details

APN / Parcel Number

Primary APN	`A02-0001-0053.0-0064.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	740 sqft
Basement Area	407 sqft
Finished Basement	407 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,154 sqft (0.187 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1305 CRYSTAL HARBOUR DR
City	FAIRBORN
State	OH
Zip	45324-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD LANDING SEC TWO LOT 8884 .1872 AC 1305 CRYSTAL HARBOUR DR
Legal Subdivision	WATERFORD LANDING
Legal Lot Number	8884
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2007
Census Tract	200901

Owner

1305 Crystal Harbour Dr is owned and occupied by an individual who bought it in July 2018.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 CRYSTAL HARBOUR DR, FAIRBORN, OH 45324-3869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Survivorship Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Jul 17, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Jul 19, 2012 · Amount on File
Deed Document Number	201811491
Record Updated	Sep 20, 2026

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GREENE OH
Recording Date	Dec 16, 2020
Property Address	1305 CRYSTAL HARBOUR DR, FAIRBORN, OH 45324-3869
Document Number	0000026341
Map Reference	CAB 37 PG 210A-212A
Instrument Date	Dec 4, 2020
Instrument	2020026341
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1305 CRYSTAL HARBOUR DR, FAIRBORN, OH 45324-3869

Mortgage

Document Number	0000026342
Date	Dec 16, 2020
Instrument	2020026342

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jul 17, 2018
Property Address	1305 CRYSTAL HARBOUR DR, FAIRBORN, OH 45324-3869
Document Number	0000011491
Map Reference	CAB 37 PG 210A-212A
Instrument Date	May 31, 2018
Instrument	2018011491
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	TERRA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1305 CRYSTAL HARBOUR DR, FAIRBORN, OH 45324-3869

Mortgage

Document Number	0000011492
Date	Jul 17, 2018
Instrument	2018011492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Crystal Harbour Dr was $4,376, down 4.8% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00 (-4.85%)	$96,030 (-) Land $21,640 Building $74,390
2024	$4,599.00 (-1.01%)	$96,030 (-) Land $21,640 Building $74,390
2023	$4,646.00 (+9.42%)	$96,030 (+30.55%) Land $21,640 Building $74,390	$274,350 Land $61,820 Building $212,530
2022	$4,246.00	$73,560 Land $15,460 Building $58,100
2020			$210,160 Land $44,160 Building $166,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1305 Crystal Harbour Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Crystal Harbour Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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