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1305 Colonial Dr, Union City, TN 38261 Property Records

Obion County property record for 1305 Colonial Dr, Union City, TN 38261

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,380 sqft · built 1996
Lot Size0.455 acres (19,800 sqft)
Owner2 Individual Names on File
Last Sale$319,000 (Feb 2026)
Tax Bill$1,832 (2018)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN066047D C 00600

Property Details

APN / Parcel Number

Primary APN066047D C 00600
Alternative APN
  • 047D C 00600

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,380 sqft Living Area
1st Floor Area2,380 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,800 sqft (0.455 acres)
Lot Dimensions165 ft deep x 120 ft wide
TerrainRolling
Garage TypeMixed
Garage Area1,009 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area377 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1305 COLONIAL DR
CityUNION CITY
StateTN
Zip38261-2941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLVIEW SUB SEC 3 6
Legal SubdivisionBELLVIEW-SECTION 3
Legal Lot Number6
JurisdictionOBION TN
Township / Civil Division2
Census Block Group2
Census Block2010
Census Tract965500

Owner

1305 Colonial Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Obion County records, as of March 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1305 COLONIAL DR, UNION CITY, TN 38261-2941
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2026 · Amount on File
Deed SaleFeb 27, 2026 · Amount on File
Prior SaleJun 29, 1998 · Amount on File
Deed Document Number202691694
Deed Book / Page450 / 599
Transfer Doc0000038932
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateFeb 27, 2026
Property Address1305 COLONIAL DR, UNION CITY, TN 38261-2941
Document Number000450/599
Book / Page450 / 599
Map ReferenceMB 13 PG 39
Instrument DateFeb 27, 2026
Instrument91694
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 COLONIAL DR, UNION CITY, TN 38261-2941

Mortgage

Document Number0000091695
DateFeb 27, 2026
Instrument91695
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityUnion City
Unified School DistrictUnion City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,800 Land $6,250 Building $69,550
2023$75,800 (+53.05%) Land $6,250 Building $69,550$303,200 (+53.05%) Land $25,000 Building $278,200
2022$49,525 Land $6,125 Building $43,400$198,100 Land $24,500 Building $173,600
2018$1,832.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1305 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims43 (1978–2023)
Claims Outside the SFHA24 of 43
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY WATER DEPT
serves 16,180 people · EPA ID TN0000720
Water SourceGroundwater
Last State InspectionJun 2022
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Union City Energy Authority
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Gibson Connect.

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