1305 Cobb Rd, Kinston, NC 28501 Property Records

Lenoir County property record for 1305 Cobb Rd, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,664 sqft · built 1988
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$96,500 (Jan 2006)
Tax Bill	$2,145 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454200080691`

Property Details

APN / Parcel Number

Primary APN	`454200080691`
Alternative APN	`22306`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,664 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Combination
Roof Material	Other
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	1,569 ft deep x 170 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	252 sqft
Patio Area	252 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1305 COBB RD
City	KINSTON
State	NC
Zip	28501-6800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1903 CONTEMPORARY DESIGH
Legal Subdivision	SURVEY FOR ALTON HARDY ROBERSON
Jurisdiction	LENOIR NC
Township / Civil Division	SOUTHWEST
Census Block Group	2
Census Block	2044
Census Tract	11400

Owner

1305 Cobb Rd is owned and occupied by two individuals who bought it in January 2006.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1305 COBB RD, KINSTON, NC 28501-6800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2006 · Amount on File
Deed Sale	Jan 4, 2006 · Amount on File
Deed Document Number	20061453_00604
Deed Book / Page	1453 / 604
Prior Transfer Date	Dec 20, 2005
Prior Transfer Doc	0014530609
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	1305 COBB RD, KINSTON, NC 28501-6800
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019290324
Date	Sep 15, 2021
Book Page	1929/324

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	1305 COBB RD, KINSTON, NC 28501-6800
Document Number	0018590626
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 COBB RD KINSTON NC 285016800, KINSTON, NC 28501-6800

Mortgage

Document Number	0018590626
Date	Jun 28, 2019
Book Page	001859/000626

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 1305 Cobb Rd was $2,145, down 4% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,145.00 (-4.03%)	$286,033 (-) Land $31,968 Building $254,065	$286,033 (-) Land $31,968 Building $254,065
2025	$2,235.00	$286,033 Land $31,968 Building $254,065	$286,033 Land $31,968 Building $254,065
2023	$1,788.00	$161,453 Land $16,320 Building $145,133	$161,453 Land $16,320 Building $145,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Cobb Rd in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	51 (1996–2020)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Matthew, Oct 2016 · 15 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Cobb Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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