1305 Co Rd 120, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1305 Co Rd 120, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,136 sqft · built 1962
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Nov 2016)
Tax Bill	$2,418 (2026)
Flood Zone	Zone X (minimal risk)
APN	`17-09138-0000`

Property Details

APN / Parcel Number

Primary APN	`17-09138-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	1,901 sqft
1st Floor Area	1,584 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	251 ft deep x 99 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1305 COUNTY ROAD 120
City	SAINT CLOUD
State	MN
Zip	56303-4876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.57A. E99.01' OF W2125.12' O F S292.14' ON W&S 293.05' ON E SIDE OF TRCT BEING OF SW4 LESS PART FOR ROW PLAT #12 SECTION 32
Legal Range	28W
Legal Township	125
Legal Section	32
Jurisdiction	STEARNS MN
Township / Civil Division	LE SAUK
Census Block Group	2
Census Block	2028
Census Tract	10104

Owner

1305 Co Rd 120 is owned and occupied by an individual who bought it in November 2016.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Prior Sale	May 28, 1998
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1305 Co Rd 120 was $2,418 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Le Sauk Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,418.00
2025		$308,200 Land $77,200 Building $231,000	$308,200 Land $77,200 Building $231,000
2023	$2,164.00	$284,200 Land $77,200 Building $207,000	$284,200 Land $77,200 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Co Rd 120 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Co Rd 120 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20