Grayson County property record for 1305 Clegg St, Howe, TX 75459
| Property Type | Single Family Home |
|---|---|
| Details | 1,829 sqft · built 2009 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,500 (Dec 2016) |
| Tax Bill | $4,642 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242 7214030 |
| Primary APN | 242 7214030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,829 sqft Living Area |
| Gross Area | 2,257 sqft |
| 1st Floor Area | 1,829 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 109 sqft |
| Street Address | 1305 CLEGG ST |
|---|---|
| City | HOWE |
| State | TX |
| Zip | 75459-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT HILL PHASE 1, BLOCK A, LOT 30, ACRES .138 |
| Legal Subdivision | SUMMIT HILL PHASE 1 |
| Legal Block | A |
| Legal Lot Number | 30 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 1801 |
Source: Grayson County records, as of August 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 CLEGG ST, HOWE, TX 75459-2911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2016 · Amount on Record |
| Deed Sale | Dec 15, 2016 · Amount on Record |
| Prior Sale | Dec 10, 2009 · Amount on Record |
| Deed Document Number | 201626539 |
| Deed Book / Page | 5921 / 423 |
| Prior Transfer Date | Apr 1, 2008 |
| Prior Transfer Doc | 0000008991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1305 CLEGG ST, HOWE, TX 75459-2911 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032197 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-00032197 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Howe Town |
| Unified School District | Howe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281,505 (-6.99%) Land $58,009 Building $223,496 | $281,505 (-6.99%) Land $58,009 Building $223,496 | |
| 2024 | $4,642.00 (+4.2%) | ||
| 2023 | $302,675 Land $58,009 Building $244,666 | $302,675 Land $58,009 Building $244,666 | |
| 2022 | $4,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2006–2022) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Nov 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOWE serves 4,548 people · EPA ID TX0910013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
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