1305 City Pl, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1305 City Pl, Edgewater, NJ 07020 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	1,416 sqft · built 2005
Lot Size	0.01 acres (418 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (May 2022)
Tax Bill	$8,475 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00091-0000-00001-0000-C1305`

Property Details

APN / Parcel Number

Primary APN	`13-00091-0000-00001-0000-C1305`
Alternative APN	`1300091000000001C1305`

Interior

Building Area	1,416 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	418 sqft (0.01 acres)

Location & Zoning

Street Address	1305 CITY PL
City	EDGEWATER
State	NJ
Zip	07020-3143
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	0.64884 (R)
Legal Subdivision	PENINSULA/CITY PLACE
Legal Block	91
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1007
Census Tract	13003

Owner

Source: Bergen County and Edgewater Borough records · APN 13-00091-0000-00001-0000-C1305

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1305 CITY PL, EDGEWATER, NJ 07020-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2022 · Amount on Record
Deed Sale	May 02, 2022 · Amount on Record
Prior Sale	Mar 12, 2012 · Amount on Record
Deed Document Number	202247046
Deed Book / Page	4669 / 77
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 02, 2022
Property Address	1305 CITY PL, EDGEWATER, NJ 07020-3143
Document Number	0046690077
Book / Page	4669 / 77
Instrument Date	Apr 20, 2022
Instrument	2022047046
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 OXFORD RD, 24, OLD BETHPAGE, NY 11804-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 CITY PL # 1305, 1305, EDGEWATER, NJ 07020-3143

Mortgage

Document Number	2022047047
Date	May 02, 2022
Instrument	2022047047

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,600 (+4.15%) Land $215,000 Building $321,600	$536,600 (+4.15%) Land $215,000 Building $321,600
2025	$8,475.00 (+6.99%)	$515,200 (+5.83%) Land $205,000 Building $310,200	$515,200 (+5.83%) Land $205,000 Building $310,200
2024	$7,921.00 (-0.79%)
2023		$486,800 Land $190,000 Building $296,800	$486,800 Land $190,000 Building $296,800
2022	$7,984.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030130031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 82 individual NFIP policies nearby
Nearby Flood Policies	1,164 units insured 1,082 under condo master policies
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024, river or lake flooding
Claims By Storm	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Starry, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.