1305 Centennial Rd, Union Mills, NC 28167 Property Records

Rutherford County property record for 1305 Centennial Rd, Union Mills, NC 28167

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,480 sqft · built 1954
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on File
Last Sale	$257,500 (Oct 2025)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0117772`

Property Details

APN / Parcel Number

Primary APN	`0117772`
Alternative APNs	`117772` `117`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,745 sqft (1.67 acres)
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1305 CENTENNIAL RD
City	UNION MILLS
State	NC
Zip	28167-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1633000779300000; RES. RD 1504
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CAMP CREEK
Census Block Group	2
Census Block	2025
Census Tract	960102

Owner

1305 Centennial Rd is owned and occupied by an individual who bought it in October 2025.

Source: Rutherford County records, as of January 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 CENTENNIAL RD, UNION MILLS, NC 28167-9787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Aug 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Oct 17, 2006 · Amount on File
Deed Document Number	2025
Deed Book / Page	2096 / 184
Prior Transfer Date	Aug 1, 2017
Prior Transfer Doc	0011560231
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 9, 2025
Property Address	1305 CENTENNIAL RD, UNION MILLS, NC 28167-9787
Document Number	0020960184
Book / Page	2096 / 184
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 BIG COVE RD, CANDLER, NC 28715-8577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 CENTENNIAL RD, UNION MILLS, NC 28167-9787

Mortgage

Document Number	0002096187
Date	Oct 9, 2025
Instrument	2096/187

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 11, 2017
Property Address	1305 CENTENNIAL RD, UNION MILLS, NC 28167-9787
Document Number	0011560231
Book / Page	001156 / 000231
Instrument Date	Aug 11, 2017
Instrument	1332
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1305 CENTENNIAL RD UNION MILLS NC 281679787, UNION MILLS, NC 28167-9787

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Centennial Rd was $1,071.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00	$162,800 Land $16,600 Building $146,200	$162,800 Land $16,600 Building $146,200
2023		$162,800 Land $16,600 Building $146,200	$162,800 Land $16,600 Building $146,200
2022	$803.00
2021	$803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Centennial Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Centennial Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Centennial Rd

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