Hunt County property record for 1305 Bois D Arc St, Commerce, TX 75428
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1985 |
| Lot Size | 0.23 acres (10,062 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,584 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4380-0760-0051-31 |
| Primary APN | 4380-0760-0051-31 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.23 acres) |
| Lot Dimensions | 133 ft deep x 76 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Carport | Carport |
| Carport Area | 160 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 532 sqft |
| Patio Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R70275 |
|---|---|
| Street Address | 1305 BOIS D ARC ST |
| City | COMMERCE |
| State | TX |
| Zip | 75428-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4380 ORIG TOWN OF COMMERCE BLK 76 LOT 5A ACRES .231 |
| Legal Subdivision | ORIG TOWN OF COMMERCE |
| Legal Block | 76 |
| Legal Lot Number | 5A |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960600 |
Source: Hunt County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1305 BOIS D ARC ST, COMMERCE, TX 75428-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage MY COMMUNITY MORTGAGE LLC |
| Jul 30, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 |
| Deed Sale | Jul 30, 2020 |
| Prior Sale | Jul 30, 2020 |
| Deed Document Number | 0000012252 |
| Last Transfer Date | Dec 31, 2025 |
| Transfer Doc | 0000023862 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Dec 31, 2025 |
| Property Address | 1305 BOIS D ARC ST, COMMERCE, TX 75428-2523 |
| Document Number | 0000023862 |
| Map Reference | VOL 1303 PG 273 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025-23862 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 BOIS D ARC ST, COMMERCE, TX 75428-2523 |
| Document Number | 0000023863 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025-23863 |
| Name | MY COMMUNITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Jul 30, 2020 |
| Property Address | 1305 BOIS D ARC ST, COMMERCE, TX 75428-2523 |
| Document Number | 0000012252 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 12252 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 BOIS D ARC ST COMMERCE TX 754282523, COMMERCE, TX 75428-2523 |
| Document Number | 12253 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 12253 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
Source: Hunt County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167,150 (+12.33%) Land $28,180 Building $138,970 | $167,150 (+12.33%) Land $28,180 Building $138,970 | |
| 2024 | $4,584.00 (+23.69%) | ||
| 2023 | $148,800 Land $28,180 Building $120,620 | $148,800 Land $28,180 Building $120,620 | |
| 2022 | $3,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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