1305 Bluff Ave, Racine, WI 53403 Property Records

Racine County property record for 1305 Bluff Ave, Racine, WI 53403

Property Summary

Property Type	Single Family Home
Details	1,541 sqft · built 1915
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$187,800 (Mar 2024)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`276 000010025000`

Property Details

APN / Parcel Number

Primary APN	`276 000010025000`

Interior

Units	2 Units
Building Area	1,541 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	4,138 sqft (0.095 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1305 BLUFF AVE
City	RACINE
State	WI
Zip	53403-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 22 HERRICK S PARTITION PLAT GITTING S RE-SUB LOT 3
Legal Subdivision	GITTINGS RESUBDIVISION
Legal Block	22
Legal Lot Number	3
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	5
Census Block	5008
Census Tract	500

Owner

Source: Racine County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 BLUFF AVE, RACINE, WI 53403-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Feb 7, 2024	Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Mar 25, 2024	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Aug 21, 2023	Warranty Deed, Transfer · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Oct 26, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	20242673581
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1305 BLUFF AVE, RACINE, WI 53403-2009
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	TOWN N COUNTRY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MCKINLEY AVE, RACINE, WI 53404-3414

Mortgage

Document Number	0002670452
Date	Jan 31, 2024
Instrument	2670452

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Feb 18, 2024

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1305 BLUFF AVE, RACINE, WI 53403-2009
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	TOWN N COUNTRY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MCKINLEY AVE, RACINE, WI 53404-3414

Mortgage

Document Number	0002670826
Date	Feb 7, 2024
Instrument	2670826

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Mar 25, 2024
Property Address	1305 BLUFF AVE, RACINE, WI 53403-2009
Document Number	0002673581
Instrument Date	Mar 15, 2024
Instrument	2673581
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	PRISM TITLE MIDWEST, PRISM TITLE MIDWEST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$563.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002673582
Date	Mar 25, 2024
Instrument	2673582

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Aug 21, 2023
Property Address	1305 BLUFF AVE, RACINE, WI 53403-2009
Document Number	0002660735
Instrument Date	Aug 17, 2023
Instrument	2660735
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002660736
Date	Aug 21, 2023
Instrument	2660736

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 18, 2024

Mortgage

Document Number	0002660831
Date	Aug 22, 2023
Instrument	2660831

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 18, 2024

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Oct 26, 2020
Property Address	1305 BLUFF AVE, RACINE, WI 53403-2009
Document Number	0002569088
Instrument Date	Oct 21, 2020
Instrument	2569088
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 CLAYTON AVE RACINE WI 534043432, RACINE, WI 53404-3432

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,398.00 (+190.43%)	$138,500 (+246.25%) Land $7,600 Building $130,900	$147,883 (+233.84%) Land $8,115 Building $139,768
2023	$1,170.00 (+12.72%)	$40,000 (+11.11%) Land $7,600 Building $32,400	$44,298 (+11.11%) Land $8,416 Building $35,882
2022	$1,038.00	$36,000 Land $7,600 Building $28,400	$39,868 Land $8,416 Building $31,452

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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