1305 Blacksnake Rd, Stanley, NC 28164 Property Records

Gaston County property record for 1305 Blacksnake Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,538 sqft · built 1979
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$479,000 (May 2022)
Tax Bill	$3,581 (2023)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14037 00618`

Property Details

APN / Parcel Number

Primary APN	`14037 00618`
Alternative APN	`174612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,538 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1979
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Shingle
Lot Area	55,321 sqft (1.27 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	14037 00618
Street Address	1305 BLACKSNAKE RD
City	STANLEY
State	NC
Zip	28164-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FARMWOOD ACRES L 18 14 037 006 18 000
Legal Subdivision	FARMWOOD ACRES
Legal Lot Number	18
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1008
Census Tract	30208

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1305 BLACKSNAKE RD, STANLEY, NC 28164-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 21, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	0005336308
Deed Book / Page	5336 / 308
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1305 BLACKSNAKE RD, STANLEY, NC 28164-9628
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 BLACKSNAKE RD, STANLEY, NC 28164-9628

Mortgage

Document Number	0055920765
Date	Oct 15, 2025
Book Page	5592/765

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 12, 2022
Property Address	1305 BLACKSNAKE RD, STANLEY, NC 28164-9628
Document Number	0053360308
Book / Page	5336 / 308
Map Reference	MB 33 PG 20
Instrument Date	May 11, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$958.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2676 WILL SCHRONCE RD, 2676, IRON STATION, NC 28080-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 BLACKSNAKE RD, STANLEY, NC 28164-9628

Mortgage

Document Number	0005336311
Date	May 12, 2022
Instrument	5336/311

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1305 BLACKSNAKE RD, STANLEY, NC 28164-9628
Document Number	0051220001
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1305 BLACKSNAKE RD STANLEY NC 281649628, STANLEY, NC 28164-9628

Mortgage

Document Number	0051220001
Date	May 13, 2020
Book Page	005122/000001

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1305 BLACKSNAKE RD, STANLEY, NC 28164-9628
Document Number	0049542443
Book / Page	004954 / 002443
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1305 BLACKSNAKE RD STANLEY NC 281649628, STANLEY, NC 28164-9628

Mortgage

Document Number	0049542443
Date	Jan 4, 2018
Book Page	004954/002443

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,581.00	$515,330 Land $29,880 Building $485,450

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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