1305 Bells Dr, Denison, TX 75021 Property Records

Grayson County property record for 1305 Bells Dr, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,302 sqft · built 2021
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$201,900 (Jul 2021)
Tax Bill	$3,784 (2024)
Deeds & Mortgages	Oct 2020 Construction Loan Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3559006`

Property Details

APN / Parcel Number

Primary APN	`D029 3559006`
Alternative APN	`404538`

Interior

Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Porch	Open Porch

Location & Zoning

Street Address	1305 BELLS DR
City	DENISON
State	TX
Zip	75021-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMS COUCH ADDN, BLOCK A, LOT 6, ACRES .141
Legal Subdivision	SIMS COUCH ADDN
Legal Block	A
Legal Lot Number	6
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1010
Census Tract	600

Owner

Source: Grayson County records, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 BELLS DR, DENISON, TX 75021-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Construction Mortgage LAMAR NATIONAL BANK
Jul 12, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	202123196
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0000022551
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1305 BELLS DR, DENISON, TX 75021-6608
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E HOUSTON ST 200, 200, SHERMAN, TX 75090-5908

Mortgage

Document Number	0000028545
Date	Oct 16, 2020
Instrument	2020-00028545

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 15, 2025
Change Frequency	Annually
Max Rate At Change	18%
Index	Prime Rate
Max Rate	18%

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 12, 2021
Property Address	1305 BELLS DR, DENISON, TX 75021-6608
Document Number	0000023196
Map Reference	DOC 2019-147
Instrument Date	Jul 8, 2021
Instrument	2021-00023196
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 BELLS DR, DENISON, TX 75021-6608

Mortgage

Document Number	0000023197
Date	Jul 12, 2021
Instrument	2021-00023197

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 26, 2020
Property Address	1305 BELLS DR, DENISON, TX 75021-6608
Document Number	0000022551
Instrument Date	Aug 25, 2020
Instrument	22551
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E HOUSTON ST #200 SHERMAN TX 750905908, 200, SHERMAN, TX 75090-5908

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,983 (-22.9%) Land $31,324 Building $187,659	$218,983 (-22.9%) Land $31,324 Building $187,659
2024	$3,784.00 (-21.13%)
2023		$284,026 Land $30,034 Building $253,992	$284,026 Land $30,034 Building $253,992
2022	$4,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak, Nextlink, TekWav.

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