1305 Ashley Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1305 Ashley Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,900 sqft · built 1933
Lot Size	1.23 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Nov 2023)
Tax Bill	$9,324 (2025)
Deeds & Mortgages	Nov 2023 Sale Jun 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`284-310-64-00`

Property Details

APN / Parcel Number

Primary APN	`284-310-64-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	54,014 sqft

Location & Zoning

Street Address	1305 ASHLEY RD
City	RAMONA
State	CA
Zip	92065-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 585 DOC85-400176 IN TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	1
Legal Lot Number	585
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12777 DANNAN CT, SAN DIEGO, CA 92130-2706
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Jun 6, 2023	Affidavit of Death of Joint Tenant, Transfer
Feb 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage GREAT LAKES CU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jun 5, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2023312699
Prior Transfer Date	Jul 16, 1993
Prior Transfer Doc	0000518786
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2023
Property Address	1305 ASHLEY RD, RAMONA, CA 92065-3401
Document Number	0000312699
Map Reference	MAP 643
Instrument Date	Oct 12, 2023
Instrument	2023-0312699
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12777 DANNAN CT, SAN DIEGO, CA 92130-2706

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2023
Property Address	1305 ASHLEY RD, RAMONA, CA 92065-3401
Document Number	0000147131
Map Reference	MAP 643
Instrument Date	Jun 2, 2023
Instrument	2023-0147131
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 ASHLEY RD, RAMONA, CA 92065-3401

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1305 ASHLEY RD, RAMONA, CA 92065-3401
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098375
Date	Feb 9, 2021
Instrument	2021-0098375

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 6, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1305 ASHLEY RD, RAMONA, CA 92065-3401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 ASHLEY RD, RAMONA, CA 92065-3401

Mortgage

Document Number	0000662694
Date	Oct 27, 2020
Instrument	2020-0662694

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1305 ASHLEY RD, RAMONA, CA 92065-3401
Document Number	0000060026
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 ASHLEY RD RAMONA CA 920653401, RAMONA, CA 92065-3401

Mortgage

Document Number	0000060026
Date	Feb 5, 2020
Instrument	60026

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2019
Property Address	1305 ASHLEY RD, RAMONA, CA 92065-3401
Document Number	0000217474
Instrument Date	Apr 8, 2019
Instrument	217474
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 ASHLEY RD RAMONA CA 920653401, RAMONA, CA 92065-3401

Mortgage

Document Number	217475
Date	Jun 5, 2019
Instrument	217475

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$873,934 (+2%) Land $513,148 Building $360,786
2025	$9,324.00 (+39.12%)	$856,799 (+34.06%) Land $503,087 Building $353,712
2023	$6,702.00 (-1.85%) Homeowner's exemption	$639,114 Land $375,269 Building $263,845
2022	$6,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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