1305 Arce Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1305 Arce Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,770 sqft · built 1992
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2004)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2012 Mortgage + 1 more
APN	`0584002000770`

Property Details

APN / Parcel Number

Primary APN	`0584002000770`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,478 sqft
Attic	Attic
Attic Area	460 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	99 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	Deck Area
Patio Area	264 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1305 ARCE CT
City	CHESAPEAKE
State	VA
Zip	23322-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	77 LAS GAVIOTAS PH 4 SEC 4
Legal Subdivision	LAS GAVIOTAS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1008
Census Tract	21016

Owner

1305 Arce Ct is owned and occupied by an individual who bought it in September 2004.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 ARCE CT, CHESAPEAKE, VA 23322-8035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 27, 2012	Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE CORPORATION
Jul 8, 2009	Deed of Trust, Mortgage · VA Mortgage NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2004 · Amount on File
Deed Sale	Sep 9, 2004 · Amount on File
Deed Book / Page	5628 / 380
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1305 ARCE CT, CHESAPEAKE, VA 23322-8035
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010868/53
Date	Jun 27, 2025
Book Page	10868/53
Instrument	250014075

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2040

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1305 ARCE CT, CHESAPEAKE, VA 23322-8035
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008738/708
Date	Jun 27, 2012
Book Page	8738/708

Lender

Name	PNC MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2027

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1305 ARCE CT, CHESAPEAKE, VA 23322-8035
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007867/829
Date	Jul 8, 2009
Book Page	7867/829

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2024

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Arce Ct was $4,410.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,200 (+4.95%) Land $220,000 Building $238,200	$458,200 (+4.95%) Land $220,000 Building $238,200
2025	$4,410.00	$436,600 Land $200,000 Building $236,600	$436,600 Land $200,000 Building $236,600
2023		$394,900 (+14.1%) Land $160,000 Building $234,900	$394,900 (+14.1%) Land $160,000 Building $234,900
2022		$346,100 Land $140,000 Building $206,100	$346,100 Land $140,000 Building $206,100
2019	$3,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1305 Arce Ct; there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Arce Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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