1305 Andy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1305 Andy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,097 sqft · built 2012
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2022)
Tax Bill	$8,393 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
APN	`04-16-0-405-027`

Property Details

APN / Parcel Number

Primary APN	`04-16-0-405-027`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,097 sqft Living Area
Basement Area	2,097 sqft
Unfinished Basement	2,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	706 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1305 ANDY DR
City	O FALLON
State	IL
Zip	62269-6985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD KECK RIDGE LOT 97 A02743988
Legal Subdivision	1ST ADD KECK RIDGE
Legal Block	405
Legal Lot Number	97
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1013
Census Tract	504353

Owner

1305 Andy Dr is owned and occupied by two individuals who bought it in April 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1305 ANDY DR, O FALLON, IL 62269-6985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Aug 15, 2012 · Amount on File
Deed Document Number	20222743988
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 25, 2022
Property Address	1305 ANDY DR, O FALLON, IL 62269-6985
Document Number	0A02743988
Map Reference	MB 107 PG 44&45
Instrument Date	Apr 22, 2022
Instrument	A02743988
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1305 ANDY DR, O FALLON, IL 62269-6985

Mortgage

Document Number	0A02743989
Date	Apr 25, 2022
Instrument	A02743989

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Andy Dr was $8,393 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,393.00	$127,441 Land $22,934 Building $104,507	$382,323 Land $68,802 Building $313,521
2022		$94,864 Land $17,071 Building $77,793	$284,592 Land $51,213 Building $233,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1305 Andy Dr; there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Andy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Andy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures