1305 Algona Rd, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1305 Algona Rd, Chesapeake, VA 23324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,014 sqft · built 1960
Lot Size0.144 acres (6,273 sqft)
OwnerCompany Name on File
Last Sale$80,000 (Jul 2008)
Tax Bill$2,178 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Line of Credit
APN1300000000120

Property Details

APN / Parcel Number

Primary APN1300000000120

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,014 sqft Living Area
1st Floor Area1,014 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,273 sqft (0.144 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area126 sqft
Patio Area1,014 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1305 ALGONA RD
CityCHESAPEAKE
StateVA
Zip23324-3701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description13 BLK M PLYMOUTH PARK
Legal SubdivisionPLYMOUTH PARK
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2011
Census Tract20100

Owner

1305 Algona Rd is owned by a company that bought it in July 2008.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address804 WINDSOR PT, CHESAPEAKE, VA 23320-8281
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2019Deed of Trust, Mortgage · Commercial Mortgage
UNION BANK & TRUST
Feb 21, 2019Deed of Trust, Mortgage · Line of Credit
UNION BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2008 · Amount on File
Deed SaleJul 25, 2008 · Amount on File
Deed Book / Page7560 / 719
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1305 ALGONA RD, CHESAPEAKE, VA 23324-3701
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09988/1543
DateFeb 21, 2019
Book Page9988/1543
Instrument190003939
Lender
NameUNION BANK & TRUST
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1305 ALGONA RD, CHESAPEAKE, VA 23324-3701
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9988/1543
DateFeb 21, 2019
Book Page9988/1543
Instrument190003939
Lender
NameUNION BANK & TRUST
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Algona Rd was $2,178.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,000 (+4.36%) Land $110,000 Building $115,000$225,000 (+4.36%) Land $110,000 Building $115,000
2025$2,178.00$215,600 Land $100,000 Building $115,600$215,600 Land $100,000 Building $115,600
2023$187,200 (+17.15%) Land $80,000 Building $107,200$187,200 (+17.15%) Land $80,000 Building $107,200
2022$159,800 Land $65,000 Building $94,800$159,800 Land $65,000 Building $94,800
2019$1,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1305 Algona Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 1305 Algona Rd, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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