St. Louis County property record for 1305 99th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 672 sqft · built 1961 |
| Lot Size | 0.172 acres (7,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,500 (Jan 2017) |
| Tax Bill | $2,138 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1800-06500 |
| Primary APN | 010-1800-06500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Gross Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 7,528 sqft (0.172 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1023460 |
|---|---|
| Street Address | 1305 99TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 31, 32 AND 33, BLOCK 27 SERIAL # |
| Legal Subdivision | GARY FIRST DIVISION |
| Legal Block | 27 |
| Legal Lot Number | 31-32 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 3800 |
1305 99th Ave W is owned and occupied by an individual who bought it in January 2017.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1305 99TH AVE W, DULUTH, MN 55808-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 5, 2017 | Warranty Deed, Transfer · FHA Mortgage LEND SMART MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2017 · Amount on File |
| Deed Sale | Jan 5, 2017 · Amount on File |
| Prior Sale | Feb 9, 2015 · Amount on File |
| Deed Document Number | 2017980612 |
| Prior Transfer Date | Nov 17, 2016 |
| Prior Transfer Doc | 0000979133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1305 99TH AVE W, DULUTH, MN 55808-1710 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1305 99TH AVE W, DULUTH, MN 55808-1710 |
| Document Number | 0001079022 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 1079022 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 272 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1305 99TH AVE W, DULUTH, MN 55808-1710 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1305 99TH AVE W, DULUTH, MN 55808-1710 |
| Document Number | 0001074024 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 1074024 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 278 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1305 99TH AVE W, DULUTH, MN 55808-1710 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1305 99TH AVE W, DULUTH, MN 55808-1710 |
| Document Number | 0001067477 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 1067477 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 285 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 5, 2017 |
| Property Address | 1305 99TH AVE W, DULUTH, MN 55808-1710 |
| Document Number | 000T980612 |
| Instrument Date | Dec 30, 2016 |
| Instrument | T980612 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.85 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 99TH AVE W DULUTH MN 558081710, DULUTH, MN 55808-1710 |
| Document Number | T980613, |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | T980613 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
The 2026 property tax bill for 1305 99th Ave W was $2,138, down 5.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,138.00 (-5.9%) | ||
| 2025 | $2,272.00 (+18.58%) | $151,900 (+10.71%) Land $17,000 Building $134,900 | $151,900 (+10.71%) Land $17,000 Building $134,900 |
| 2024 | $1,916.00 | $137,200 Land $16,700 Building $120,500 | $137,200 Land $16,700 Building $120,500 |
| 2022 | $116,900 Land $20,600 Building $96,300 | $116,900 Land $20,600 Building $96,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 99th Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2014) |
| Most Recent Claim | Apr 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 99th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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